I love credit cards so much! v2.0 (see first page for add'l details)

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2/2019 Chase Ink Preferred Business
2/2019 Barclay's Frontier Airlines Mastercard
2/2019 AU on DH's AMEX Ascend :( Should have never done that. Doh!
9/2017 AMEX Hilton Ascend - upgraded to the Aspire 3/27/19

I applied for the CIP on 2/23 with instant approval. Is it okay to plan on going for CIP 2 on May 25? I have a huge bill coming that would knock out the MSR in one payment. Otherwise, any other recommendations would be great as well.

Is there any benefit to taking myself off of DH's AMEX card?
 
So I requested matches for Barclays Aviator and Citi AA Biz on Monday May 10th. How do I know if I have been matched? Should I call or SM to find out? I remember seeing someone post here that they got notification via mail or email but I haven't received anything.
 
2/2019 Chase Ink Preferred Business
2/2019 Barclay's Frontier Airlines Mastercard
2/2019 AU on DH's AMEX Ascend :( Should have never done that. Doh!
9/2017 AMEX Hilton Ascend - upgraded to the Aspire 3/27/19

I applied for the CIP on 2/23 with instant approval. Is it okay to plan on going for CIP 2 on May 25? I have a huge bill coming that would knock out the MSR in one payment. Otherwise, any other recommendations would be great as well.

Is there any benefit to taking myself off of DH's AMEX card?

Your 3 months past the first CIP so timing is good...Is that the only Chase card you have....if you have others check the credit limits prior to applying
 


So I requested matches for Barclays Aviator and Citi AA Biz on Monday May 10th. How do I know if I have been matched? Should I call or SM to find out? I remember seeing someone post here that they got notification via mail or email but I haven't received anything.

I asked on my Citi card...received a letter about 10 days later denying the match....
 
I've been trying to decide on my next steps. My goal has always been an extended family trip to WDW in April 2020. Staying deluxe probably 8-9 nights. Me, DH, DD11, DS10, DS7. And I'd like to cover whatever I can for my parents.

I got into this game last May and here's what I have:
05/2018 CIP #1
08/2018 CSP
08/2018 CSR
11/2018 SW plus
01/2019 SW Biz
04/2019 CIP #2

I also have a Freedom that I got in 2011.

DH is a reluctant player 2. He has:
07/2018 CIP
03/2019 CSP

Here's what I'm thinking,
  • Cancel the CIP #1 once the annual fee posts, should be soon.
  • Cancel the CSP when the AF posts in August or September.
  • Product change the CSR to another Chase Freedom after the AF posts. I'd like to use the $300 travel credit for a second time before cancelling.
I'll soon have close to 600K URs which I'll put towards two rooms and I'd like to add the dining plan as well. I can add the dining plan by calling even if I don't buy a package with tickets, right??

I have 116K SW points plus a companion pass to use for flights for me, DH and kids - should cover all 5 of us or at least come pretty close.

Still need to cover park tickets.
Thinking my next card will be end of June/early July depends on when we meet the spend on CIP#2.
Probably Barclay Arrival plus for the 70,000 bonus, or Capital One Venture so I could erase the travel charges from Undercover tourist for the tickets.

Could I buy two park tickets (8-day with park hopper plus) through UT and just put $300 on my CSR and the rest on a Barclay?

Hoping to convince DH to also go for a Barclay Arrival Plus to use towards more tickets or a CIP#2, but that might be a harder sell for him.

Would there possibly be any issue with buying all the tickets separately?

Does this seem like a good plan? Anything else I should be looking at? I'm currently 3/24, should I go for a CIC or CIU before the Barclay? Or maybe I should lay off Chase for a little bit.

I was following a pretty clear path for the last year, but I'm not sure what my next steps should be now.
Any advice or thoughts are welcome. Thanks!
 


Tried to cancel my citi thank you card but they offered my 10,000 thank you points for spending $3000 in six months. I've got quarterly taxes to pay plus dd's swimming and that alone is about $15,000 in six months. And I'm at 4/24 and waiting until 6/1 to go for CIP 2 but after that I'm at a loss. Citi AA personal and Amex platinum are on my radar but I like being under 5/24. One more card dropping off in August then I have to wait a year for another one:(

What about Amex biz cards? If you're considering a personal Plat, maybe 100k MR Biz Plat instead?
 
If the Amex AU is on your credit report, you can remove yourself as an AU from DH's Amex Ascend; unfortunately, that card will still be listed on your credit report, just as closed or terminated. And it will still count against your 5/24 with Chase. You'd need to file a dispute with each credit reporting agency that AU card appears on or ask Amex to remove that AU card from your reports, but Amex will not remove an AU card from your reports if you're a spouse of the primary cardmember.

I tried unsuccessfully to remove my AUse of wife's AmEx, from my credit report (after removing my AU privileges). That has always bothered me, now I feel better. Thanks!
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Is it bad that I’m still working on current MSR of about $5K (out of $15k) but already itching for my next sign up? I have more than enough organic spending to knock out that remaining about in the next 30 days.

P1 and P2 are both 3/24. Plan to stick to business unless something amazing comes out that I can’t pass up.
 
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What about Amex biz cards? If you're considering a personal Plat, maybe 100k MR Biz Plat instead?
That's on the radar. I think you recommended calling in for the 100,000 mr for $10 k in spend in 3 months offer. I can do that easily. So maybe I'll do CIP 2, Citi AA personal, then Amex Biz Platinum. I'll throw some more Citi AA biz cards in if that is still working (can't get #2 until July). I guess this keeps me busy for a while:)
 
My evil plan is working, muahhahahaha!

JK. But my Barclay Arrival Plus plan is.

Had $145.45 in points left.
5/16: Booked refundable hotel on Hotels.com for $145.23
5/18: Applied $145.23 in A+ miles towards charge
5/18: Cancelled hotel
Once the refund comes through, I will SM to cancel the card. Of course, after all of this I realized... My balance will be at $0! great! Except I already had to pay the AF so I will need to get a check from them for that. Was trying to avoid that and forgot, D'oh!
 
So I requested matches for Barclays Aviator and Citi AA Biz on Monday May 10th. How do I know if I have been matched? Should I call or SM to find out? I remember seeing someone post here that they got notification via mail or email but I haven't received anything.

I requested my match through chat and about 8 or 9 days later I got the approval via snail mail. HTH :)
 
Sitting at the Denver airport. Flight was just delayed 30 minutes due to weather. The flight in was bumpy so hoping for smoother skies going home.

Ate breakfast at timberline. Great use of the priority pass. DS thought it looked expensive. No problem I said it is free!! Two breakfasts + a to go ice tea for me, all well under the limit for two people. He is now officially in awe of my travel hacking given the free week at the hotel, free car and free breakfast.

Colorado Springs was nice though probably one and done for us. The homeless situation was a little too overwhelming. Almost all the homeless we saw had mental illness issues and needed more help than just a bed and food. i just wasn't prepared to experience it in the numbers we saw.
 
Sitting at the Denver airport. Flight was just delayed 30 minutes due to weather. The flight in was bumpy so hoping for smoother skies going home.

Ate breakfast at timberline. Great use of the priority pass. DS thought it looked expensive. No problem I said it is free!! Two breakfasts + a to go ice tea for me, all well under the limit for two people. He is now officially in awe of my travel hacking given the free week at the hotel, free car and free breakfast.

Colorado Springs was nice though probably one and done for us. The homeless situation was a little too overwhelming. Almost all the homeless we saw had mental illness issues and needed more help than just a bed and food. i just wasn't prepared to experience it in the numbers we saw.

Haha. I read that as Coronado Springs (at Disney), then was completely lost trying to figure out the homelessness :D
 
Anyone venture to Target for vinyard vines this morning? I'm waiting until monday just to see what's left since most people aren't preppy here and there's nothing I need.
 
I may do that. I'm curious as to what this card actually is

I have an old Amex credit card that is called 'Optima Platinum'. It has no annual fee, and is from 2001 (I think). It's definitely not today's Platinum.

It gets offers and can do referrals for $100 statement credit and it's an MR card.

Does she have an online account, and if not can you set up one to see what's going on. You've got me curious!
 
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