Buying resale from the UK

I realise this post was a couple of months back but I just wanted to say how happy I am with the Revolut card. I often transfer into dollars when the rate is good (not that it’s ever great these days) and then the dollars sit there until I want to use them, I use it to pay my dues yearly, settle my room account at Disney world and anywhere else I travel. Definitely one of the best exchange rates I have come across.

This intrigues me. I currently have a Monzo account and card. It appears to do everything your Revolut card does with the exception of being able to save a pot in US Dollars. Explain how this works as I may well consider getting one myself for the 3 days a year Sterling is strong against the Dollar!
 
This intrigues me. I currently have a Monzo account and card. It appears to do everything your Revolut card does with the exception of being able to save a pot in US Dollars. Explain how this works as I may well consider getting one myself for the 3 days a year Sterling is strong against the Dollar!

Very easy: download the app from the Google Play store and open an account. It's free, but you can pay for additional services (the basic plan has everything you'd need). Then you can open an account in any currency you want (GBP, Euro and USD make sense) and then you can transfer in money using a debit card and convert currencies at any time. They do use a worst exchange rate during week ends, but during work days it's one of the best rate you can find.
I can send you a referral link, but I don't think this currently would give you any advantage, there is no promotion at the moment.
 
Very easy: download the app from the Google Play store and open an account. It's free, but you can pay for additional services (the basic plan has everything you'd need). Then you can open an account in any currency you want (GBP, Euro and USD make sense) and then you can transfer in money using a debit card and convert currencies at any time. They do use a worst exchange rate during week ends, but during work days it's one of the best rate you can find.
I can send you a referral link, but I don't think this currently would give you any advantage, there is no promotion at the moment.

Thanks for the reply. Ah, so they don’t convert at the actual exchange rate like Monzo? When you say a good rate how good are we talking? Let’s say, for example, the actual rate was $1.2550, what sort of rate would they exchange at?
 
Thanks for the reply. Ah, so they don’t convert at the actual exchange rate like Monzo? When you say a good rate how good are we talking? Let’s say, for example, the actual rate was $1.2550, what sort of rate would they exchange at?
I can tell you the rate right now is 1,2526, yahoo gives me 1,2524 as the official rate, so I'd say it's very good.

EDIT: the rate is now 1,2524 It changes every second so it seems it tracks the official rate pretty closely.

You can also set a target and when (if) that rate is reached, they'll convert automatically.
 


I have used the revolut for over 3 years and its great and recently got a Monzo account too. Love that you can turn certain methods of payment on and off instantly in the app. So no contactless or swipe payments until I go aborad.

I find them great for signing up for online services on VPN and paying the rate in that country, Ie Turkish Netflix Premium account is £5.91
 
I have used the revolut for over 3 years and its great and recently got a Monzo account too. Love that you can turn certain methods of payment on and off instantly in the app. So no contactless or swipe payments until I go aborad.

I find them great for signing up for online services on VPN and paying the rate in that country, Ie Turkish Netflix Premium account is £5.91

I’ve just received my Revolut card too. Quick question if I might? If I have a US balance and a Euro balance on the card and I use the card in the US will it automatically take from the US pot? It’ll recognise the currency I’m buying in and take accordingly? Is that correct?
 


I’ve just received my Revolut card too. Quick question if I might? If I have a US balance and a Euro balance on the card and I use the card in the US will it automatically take from the US pot? It’ll recognise the currency I’m buying in and take accordingly? Is that correct?
Yup, just make sure if you use local currency if given the option.
 
Yup, just make sure if you use local currency if given the option.

Yeah, I always pay in the local currency. You’re at the mercy of their rubbish exchange rate otherwise. So even if there’s a sterling balance on the card it’ll recognise the local currency and pay in that from the ‘US’ account balance yes?
 
Yeah, I always pay in the local currency. You’re at the mercy of their rubbish exchange rate otherwise. So even if there’s a sterling balance on the card it’ll recognise the local currency and pay in that from the ‘US’ account balance yes?
Yes
 

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