There seems to be an underlying fear or paranoia that Disney is going to stick it to the resale buyer/owner, by stripping them of as many options/rights as possible. I too am nervous about Disney doing who knows what and then im out 70k on a resale contract.
Fear or paranoia, nah, more like they are seeing the writing on the wall.
Correct me if I'm wrong but most of the time the advice seems to be to buy direct for the initial minimum quantity and then buy resale after? And that is only if you care about the perks enough to pay the premium of buying direct.
We took a different path in our DVC journey. Resistance was futile
but the mr was still wiggling. We compromised on purchasing a small resale DVC contract to test the waters. Proviso, I had to pay cash. Pretty sure he didn’t think I’d be able to save up the ante, hahaha, joke on him.
One stay later & we added on directly thru DVC at our first resort & also bought into WLV.
When the youngest DS finished college, we bough our first AKV contract. A few years later our 2nd there. Again, both times following our cash only methodology.
I just can’t see going into debt for a vacation, which is what I consider ‘owning’ DVC. Legally, it may be considered an asset but IMO merely grants the right to use the points (if I am able to book lodgings that fit my needs). Any monies I’d gain if I found myself in a position needing/wanting to sell would be an unexpected bonus.
Appreciate the perks associated with buying direct but they are just that, perks. Enjoying them while they last.
1. Buy direct and way over spend for perks that my family will probably never use for the most part.
2. Save big with resale and then have Disney strip it down to the point that I regret not buying direct.
Re point 2, are you referencing only being able to stay where you do purchase? Riviera’s introduction as to restrictions may just be tip of the iceberg. So many complaints of buyers being told they could stay ‘anywhere’ at the 7 month window, then discovering that many of the popular resorts cheapest studios are a difficult grab even at the 11 month window.
If you feel the current perks don’t justify the cost of direct purchase, then I think you’ve answered your question.
Just an FYI - perks removed for resale buyers have not been retroactive - so whatever perks you get now with resale (such as they are) should still be there if DVC decides to add more limits in the future.
Thus far, who knows how it will pan out going forward? I’ve yet to drudge through all the paperwork. Head to the DVC board where it appears many of the DVC vets have dissected it and are a great source of information.