I love credit cards so much! v3.0 (see first page for add'l details)

Status
Not open for further replies.
I am firmly in the pro-mask camp (it makes me sad that I even have to say that--I can't believe it's even an issue). I wore one on my trip to Hawaii in February and my trip to London in March, but admittedly those trips weren't as hard core as things have been recently. I mostly wore them on the plane. We wear surgical masks or bandanas when we go outside to exercise and N95s when we are going to be inside anywhere close to people (post office, grocery stores, etc.). They've been mandatory where I live for a while, and people here get that they are wearing a mask (surgical or handmade) to protect others from asymptotic spread so 99% of people I see are following the mandates.

But to your point, wearing an N95 for International travel in today's world is a different beast. I can attest to that, as DD20 and I just got back last night from a last minute trip to England. I can tell you that after wearing masks for almost 24 hours getting there, and 20 hours on the way back, we were ready to have a bonfire with those blasted things. We double masked--N95 under and surgical on top to keep it "fresh" but they were still icky. But as the alternative was much more unpleasant, we managed, and until there is a vaccine or therapeutic, we will do so again. A little discomfort is nothing compared to the alternative. When you hear someone cough or sniffle on a plane today, I can tell you, you jump and you are VERY happy that they are wearing a mask as are you.

Like you, we have had to cancel a bunch of Disney trips (and Hawaii) but still have International trips planned in September and December--both are to England. As DD is starting Oxford for her masters in the fall, the September trip is going to happen if the UK is open. As of right now, Oxford is "endeavoring" (its word, LOL), to start on time in early October. We will go even if we have to quarantine first for 14-days there. The December trip was to spend Christmas with her and that one is more up in the air. Much will depend on how open things are, whether there is a quarantine in place in the UK, and how many people are traveling. After our recent experience these are all big factors.

I'm still putting my thoughts together on our trip, but it was one that I will never forget. I really feel as if we got *extremely* lucky and slipped through a weird crack in time. We had very little contact with anyone the entire trip. I've had more uncomfortable experiences at the grocery store. But as lucky as we were with our timing, it was also eerie and disconcerting to be walking through an empty Heathrow or sitting on a tube car through central London by ourselves.

DD has been attending University in England for the past few years. She's graduating this year (England is only 3 years), so we had a big trip planned this summer for graduation. Due to Covid she was sent home in March. Unfortunately, she didn't pack up her apartment and we had to get her stuff out before her lease was up. When her university cancelled graduation and British Air cancelled our June flights, we were worried about what would happen if we couldn't get out there next month. Her stuff was all mixed up with her roommates who from Norway and even more locked down than we are, and the apartment had already been rented so we couldn't extend her rent. The company wasn't helpful with options. Anyway, as moving is considered essential, we knew we could get over there now. I'd been following a couple boards, and decided to make a run for it when I heard how light planes were to London. Literally, the day after I changed our BA tickets (a few days before we traveled), the UK announced they were going to be starting a 14-day quarantine at the end of the month or early June. Talk about great timing.

So we flew out last Monday and returned yesterday. As BA has cancelled all direct flights to LHR out of SFO, we had to fly out of LAX. BA has also cancelled the LHR to NCL route so we had to take a train to Durham. It was a logistical nightmare that I put together in three days, with the biggest issue being hotels and food. Literally nothing is open over there. There are only a few hotels open near Heathrow (thank you Hilton points!) and most restaurants are closed even for pick up. There are a handful of restaurants using delivery services (and pizza) so we knew we could eat, but it's very different than here. In general, I would say the UK is much more locked down than we are even in the Bay Area. Even Costa and Starbucks are all closed in England. The streets were very very quiet, even in central London. But they were just easing restrictions as we were leaving so that could change--when I say we slipped through a weird crack I mean it.

Here's a sampling:
--On our trip from LAX to LHR there were about 30 people total on our flight. My daughter and I shared an entire Club World (business) cabin with one other person. There were 27 people on our return flight and we shared the Club World cabin with three other people. Crazy!
--We were the only people on our Heathrow Express car; there was one other person on the entire train.
--On the train from London King's Cross to Durham we had two or three other people in our car; on the way back we were the ONLY people in the car the entire way. I felt like the queen, LOL.
--On our tube ride from London's King Cross to our Heathrow area hotel we had about 5 people in the entire carriage for the first half of the trip. No one got on our carriage through all the stops of central London (I literally saw 2-3 people on the Green park station waiting to get on); for the second half of the trip we had the entire tube car to ourselves. It was a Sunday evening, which I think was crucial timing, but it was crazy.
--There are no restaurants open at any rail station or airport in the UK. The only food/drink available is from Boots or a convenience type store. So yuck.
--British air is not serving alcohol (which was surprisingly sucky) and only had 2 snack services (the food was the same for everyone and was pretty bleak). There were also no lounges open anywhere. In other words, you had to bring your own food and the only reason to fly in business was the lie flat. I had the brilliant idea of buying cup noodle type ramen for our food on the way back and it worked out perfectly.

The one negative of BA is that although all the passengers were wearing masks, only a couple of the flight attendants were. ***? It's too dangerous to serve alcohol or food but not to spread germs on the passenger? Yuck. I really hope they change that. Still, we had little contact with them so I really feel as if the whole international travel part was safer than I've felt at times in the market at home. If we picked anything up, I'd be shocked if it was from any of the international part of the trip. We had almost no contact with anyone the entire time--and except for a handful of times people walked past us on the train or plane all of it was social distanced with us wearing masks. There were a lot more people wearing masks in the UK than in March, but it still isn't like the Bay Area. The difference is that people aren't really out in the UK at all. They are locking down way more than we are even in a place like the Bay Area.

The worst part of the entire trip by far was the Southwest trip from Oakland to LAX and back. Our plane down was probably a little over half full, and the a@#hat in front of me kept lowering his mask as soon as the flight attendant would walk away--in between big sniffs. Seriously? He was the only person in both directions that wasn't wearing his mask, and of course he had to sit right in front of us. On both flights there was enough space for everyone to have their own row and middle seats were empty, but it still felt too crowded. The flight back was a little lighter, but even with 2/3 of the plane empty and everyone masked it wasn't exactly comfortable. There was still someone behind me and in front of me within a couple feet. Southwest is blocking off the first three rows and last three rows to keep people away from flight attendants, which I guess I understand, but if the flight had been any more crowded it would have been an issue. There is no drink or food service of any kind. The flight attendants came by to collect trash one time, but that was it.

It was a Twilight Zone type of experience, but what I'd take from it: Flying domestically is not fun and you will not be feeling social distanced even with 1/3 to 1/2 full flights. Flying internationally was surprisingly nice except for the eerie ghost town part of it. But I expect that will all change as things start to loosen. When planes fill, it's going to be a different. I'm really glad we jumped and went when we did.

We are just glad to be home and counting the days until we can are free from worry of exposure. I wish testing were an option, but they haven't opened it up here to everyone.

Here are some pics to get an idea of how deserted it really was:

1: Southwest flight to LAX (and the a#$hat in front of me)
View attachment 495658

2. A deserted LAX international terminal:
View attachment 495659

3. Our Club World cabin almost to ourselves
View attachment 495660

4: Heathrow on arrival. Our flight was the only one in the entire terminal. We were off the plane and through customs in less than 15 minutes.
View attachment 495661

5. An empty King's Cross Rail station (this is the Harry Potter station and usually PACKED). This was lunchtime on Tuesday.
View attachment 495668

6: Durham high street midday on a weekday.
View attachment 495669

7. Our completely empty train carriage from Durham to London (3 hours by ourselves)
View attachment 495664

8. King's Cross tube station on Sunday at about 4 pm.
View attachment 495665


9. Our Piccadilly line tube carriage to ourselves
View attachment 495666

10. A shuttered duty free terminal at Heathrow. The only thing open was boots and a bookstore/newstand:
View attachment 495667

WOW! Thanks for sharing! Never seen LHR, the tube or King's Crossing so empty. It's hard to imagine and very eerie to see. I'm glad things went well under the circumstances. If Boris hasn't relaxed quarantine by September then that will decide things for us. If we do wind up traveling, we'd likely do the same as far as a surgical face mask on top of an N95 to keep it somewhat fresh.
 
exciting cc news of my week.... I had to buy a garden hose and some potting soil,so I put on my homemade mask :-)crazy2: but its got cute sea turtles on it) and drove to Lowes,and added an Amazon gc to my cart and got 10% back:thumbsup2 that literally is the biggest thing I've done in a while for buying. And the parking lot was so crowded! I will need to go get some more amazon gc before the offer expires bc I know at least I will use those up (usually too fast) other than that, I have a hankering to visit the local greenhouse and buy some veggies sometime soon... I've never been a big shopper , but since masks are so awful, I now officially hate all shopping. When I used to shop, comparing prices and finding deals in the grocery store was my thing- now,when I see a product that looks approximately like what I need,I grab three and move on without even looking back...:rolleyes1 (and hope to remember to use the right UR 5x card while I'm there,but those visits are rare now)
Same! I went shopping today and one of my stops was to buy some plants. I did not feel good at all in the greenhouse with my mask on. And there so many people shopping it felt overwhelming today. I was exhausted when I got home.
 
Another hand sanitizer option - I bought some from Boxed. Big bottle for $7.99, shows as fully stocked on the website. Gel based, alcohol smell at first, but after that's gone has a pleasant citrus smell. Now I need to go buy some empty small bottles.

@CaliforniaGirl09 so interesting to read of your first hand experience and see the pictures. Thanks for sharing!
Okay, so I bought the moxe citrus hand sanitizer at costco (32 oz. for $9.99) and it is seriously the worst smelling sanitizer in the world. Maybe the costco batch was different. My employer also bought it and had the same reaction. I have a very strong nose and don't really like fragrance.
 
I'm turning my attention to bank bonuses. Signed up for the Citi package for $400 bonus for $15,000 put into combination of checking and savings accts, think it has to be there 60 days. All the info is on DOC, offer good until 6/30

Also got an email from Slickdeals today that they (SD) are giving a $125 bonus for signing up for an HSBC direct online savings acct. Have to be logged into your SD acct, go through the link, no minimum deposit and no fees if money kept in there 180 days, initial APR 1.60% (subject to change!) Sounded worth it for a low deposit.
 


We’re using a HELOC as a tool to help us pay for our kids’ college and our credit line is way larger than what we need. We set it up that way intentionally just in case we needed it. If they cut our credit line down, we may have trouble paying for their college. Right now we have about one semester’s worth of tuition/room/board on it. I guess we’ll keep doing what we started doing in March...making minimum payments and stashing as much as possible in savings, just in case they cut our credit line. All that to say...thanks for the heads up on this possibility, @palhockeymomof2 and @ctinct.

We did too. Opened it 2 years ago and haven’t had to tap into it yet. We have 8 solid years of college because DD 1 is finished as DS is starting and DD2 overlaps each by 2 years. We were able to bankroll the first 4 years, these next 4 will be harder. Plus we need some pricey housing updates this summer, roof, windows etc. So we will be screwed if they cut our credit line because we haven’t used it yet. Ours is with our small credit union, hoping it will be OK. Our line is less than half the appraised value, hoping we won’t ever pull near that much out.
 
That is so spooky to see those usually crowded places so empty of people. Most peaceful Tube ride ever, I guess? I'm glad you were able to get over there to get DD's stuff and miss the mandatory quarantine. Hopefully things are better before you have to go back.
Spooky is exactly right and yes, easily the most peaceful Tube ride ever. I'm so glad we were able to get over there, too. It was definitely an experience. Crossing my fingers on being better by September, too!

@CaliforniaGirl09 so interesting to read of your first hand experience and see the pictures. Thanks for sharing!
:) I thought my fellow travelers might enjoy seeing the pics--they're almost unreal. It's hard to imagine one of the biggest cities in the world so empty and quiet.
WOW! Thanks for sharing! Never seen LHR, the tube or King's Crossing so empty. It's hard to imagine and very eerie to see. I'm glad things went well under the circumstances. If Boris hasn't relaxed quarantine by September then that will decide things for us. If we do wind up traveling, we'd likely do the same as far as a surgical face mask on top of an N95 to keep it somewhat fresh.
I know, right? It's almost like you have to see it to believe it. I'm used to jam packed cars. Thank--we are really relieved that it went so well. Lots of anxiety, but the international travel part of it went super smoothly. We had lots of issues with boxes/moving company, too, but my post was long enough so I didn't get into that, LOL. Crossing fingers that the 14-day quarantine gets relaxed by September, too. It's going to be a huge and expensive hassle for us trying to get her to school otherwise.
 


Tomorrow is our FP day... Sadly (Well not so much TBH) I wont be getting up at 5:45AM to make them right at 6AM. They just canceled all our May/June FP's last weekend when they removed the hours for the first week of June. I just don't see it being an enjoyable trip with masks in the heat, that combined with the already jam-packed busses ect departing the parks in the evening if they have to 1/4 load them its going to make for some long return trips. Just need 2021 to open up so I can start looking forward to that. :rotfl2:
 
The pics really are incredible. Since you know London, you know how crazy it is to be on a tube car alone or see the world's busiest airport like a ghost town. I definitely feel like we dodged a bullet and got really really lucky. We will be in that 14-day quarantine right there with you for Oxford. I'm already trying to figure out how we'll handle it, but like you I'm hoping Boris backs off or things have changed by September.

Thank you for sharing your experience. It really looks surreal (and a bit creepy). I'm glad you are back safely. DD really wanted to return to Norway but it's pretty impossible to get in or out (Americans she knows there keep getting their flights cancelled the night before) plus there would be a 2-week quarantine both ways so she gave up. It's sad. :( I hope your DD gets to start school in the Fall and that things will get back to normal soon.

ETA - are you seeing people here with masks? I'm not. We wear cloth ones when we go out walking and I think I've only seen 2-3 people doing the same. :(
 
Last edited:
Spooky is exactly right and yes, easily the most peaceful Tube ride ever. I'm so glad we were able to get over there, too. It was definitely an experience. Crossing my fingers on being better by September, too!


:) I thought my fellow travelers might enjoy seeing the pics--they're almost unreal. It's hard to imagine one of the biggest cities in the world so empty and quiet.

I know, right? It's almost like you have to see it to believe it. I'm used to jam packed cars. Thank--we are really relieved that it went so well. Lots of anxiety, but the international travel part of it went super smoothly. We had lots of issues with boxes/moving company, too, but my post was long enough so I didn't get into that, LOL. Crossing fingers that the 14-day quarantine gets relaxed by September, too. It's going to be a huge and expensive hassle for us trying to get her to school otherwise.

Wow - stunning pictures from your trip. Thanks for sharing. My son is planning to head back to England at the end of July/early August - even though Uni doesn't start back until October. He wants to do his UK driving test before Uni starts.

As for the quarantine - I'll be stunned if it lasts beyond July - Donald will be playing the 'special relationship' card with Boris I'm sure.
 
Follow up-

Would it be an awful idea to grab P2 the Gold while I can het 70k for it? So like 1 CC and 1 charge for Amex? Then slip in a Chase in a few weeks?
Can you do 1 charge and 1 CC in the same day for Amex?
do referrals reset with card member year or calendar year?
 
I'm turning my attention to bank bonuses. Signed up for the Citi package for $400 bonus for $15,000 put into combination of checking and savings accts, think it has to be there 60 days. All the info is on DOC, offer good until 6/30

Also got an email from Slickdeals today that they (SD) are giving a $125 bonus for signing up for an HSBC direct online savings acct. Have to be logged into your SD acct, go through the link, no minimum deposit and no fees if money kept in there 180 days, initial APR 1.60% (subject to change!) Sounded worth it for a low deposit.


Is there a bank bonus section on Slickdeals? I follow along on DOC, but would probably check out what's being said on SD too. I looked a bit, but didn't see anything specifically.

I'm currently doing the andigo credit union talked about on DOC. I do them slowly because I tend to obsess over them, so they seem to eat up a lot of my time. I should get my deposit in about 2 months and then, I'll probably start another one.
 
Is there a bank bonus section on Slickdeals? I follow along on DOC, but would probably check out what's being said on SD too. I looked a bit, but didn't see anything specifically.

I'm currently doing the andigo credit union talked about on DOC. I do them slowly because I tend to obsess over them, so they seem to eat up a lot of my time. I should get my deposit in about 2 months and then, I'll probably start another one.
No but it is currently a featured deal on the homepage if you go to slickdeals.net. One of the 4 boxes right at the top - HSBC direct.
 
No but it is currently a featured deal on the homepage if you go to slickdeals.net. One of the 4 boxes right at the top - HSBC direct.

Thanks! I usually just pay attention to the few threads I'm subscribed to. I've never really noticed those before!
 
We had the same experience. BOA claimed with the housing downturn, our house wasn't worth enough to justify the credit line. I tried submitting comps from our realtor to contest it, but they didn't care. They took our line all the way down to ZERO right after we paid it off.
BofA is evil. They basically did the same to a cc I had years ago. Paid off the balance I'd been carrying and the reduced my cl to 500. No longer wanted me. Had they not done that I'd probably still have the card because it didn't have an af.

Oh well. A few cards I'd closed fell off my cr last week so dropped my score 3 points. Noticed my aac is 7 years cause only 2 cards are 15 or more years old. Oh well. Not worried but that one card would be nice to have on there.
Man I’m sorry for you guys but I LOVE a good BofA is EVIL story!!! Some things never change...
 
We did too. Opened it 2 years ago and haven’t had to tap into it yet. We have 8 solid years of college because DD 1 is finished as DS is starting and DD2 overlaps each by 2 years. We were able to bankroll the first 4 years, these next 4 will be harder. Plus we need some pricey housing updates this summer, roof, windows etc. So we will be screwed if they cut our credit line because we haven’t used it yet. Ours is with our small credit union, hoping it will be OK. Our line is less than half the appraised value, hoping we won’t ever pull near that much out.

We have 8 years straight also. 3 kids, with a new one entering every other year. Our first is starting his senior year this August. So we also have 4 years straight of having two in at the same time. This year and next year will be roughest though. My last gets the best grades of them all so I’m hoping for a higher academic scholarship for her.;)
 
Man I’m sorry for you guys but I LOVE a good BofA is EVIL story!!! Some things never change...

I knew you would. I'm pretty sure I gave them a piece of my mind about it too. I know it's why I changed my bank to SunTrust. I only went with BofA because I needed to open the bank before I moved from WA to NC and there weren't many options and I won't do Wells Fargo. They were told why I was closing the account. If only Alaska would get together with someone other than BofA or WF I'd be happy, but in the mean time I keep my card cause the miles are worth too much for me. But you don't cut a cl from sometime like $10k to $500, it's just plain rude.
 
I knew you would. I'm pretty sure I gave them a piece of my mind about it too. I know it's why I changed my bank to SunTrust. I only went with BofA because I needed to open the bank before I moved from WA to NC and there weren't many options and I won't do Wells Fargo. They were told why I was closing the account. If only Alaska would get together with someone other than BofA or WF I'd be happy, but in the mean time I keep my card cause the miles are worth too much for me. But you don't cut a cl from sometime like $10k to $500, it's just plain rude.
Me to BofA...

tenor.gif
 
I don't know if I've ever discussed my love of IKEA on here before, but I'm currently counting down the minutes until Click and Collect slots open for my local store like it's my 60-Day FP window. They've been closed for about 2 months and I want to buy sleek modern bath accessories for my Epcot-inspired bathroom! High stakes!

EDIT: Two minutes after midnight and it still says all slots are full. This is harder than getting FOP at 60+2 days! But at least I'm getting that Disney-planning feeling again?
 
Status
Not open for further replies.

GET A DISNEY VACATION QUOTE

Dreams Unlimited Travel is committed to providing you with the very best vacation planning experience possible. Our Vacation Planners are experts and will share their honest advice to help you have a magical vacation.

Let us help you with your next Disney Vacation!











facebook twitter
Top