I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

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My CSR AF will hit 10/1. I just got a flyer in the mail with all my CSR benefits. Under UR points it lists "Redeem then using PYB on purchases in select, rotating categories through 12/31/2021." Wonder if charities is the only rotating category past 9/30? Would love grocery to continue.

Other note, my Priority Pass through CSR expires 10/31/21. Do I just go in and renew on the Chase site?
 
Anyone having issues with SW site? I need to cancel a couple flights with companion and it keeps giving me error or blank screen. And Twitter is no help, automated message saying they are busy.
 
I have a question for IHG experts..... I'm wanting to use a free night before it expires, but website says reward night not available on the day I chose....is that it? blocked out or is there anything else I can do to check? thanks
Only thing I can think of is making sure you are checking availability with the certificate and not just selecting Rewards Nights on the main search. Not sure if it still happens but there had been slightly more availability for certificates than a straight points booking. But if that's how you were looking then that's probably it. Other than the usual rechecking and hope for the best.

What site would you all recommend for a free credit report?
Want to check and see if a closed store card was reported.
https://www.annualcreditreport.com/
The free Annual Credit Report site is offering free reports from all 3 bureaus weekly through Apr 2022.
 
Anyone having issues with SW site? I need to cancel a couple flights with companion and it keeps giving me error or blank screen. And Twitter is no help, automated message saying they are busy.
I think you normally need to cancel the companion flight before you can cancel the original flight. Not sure if you’ve already tried that?

nevermind - just saw your post!
 
We did the first US sailing of the MSC Seaside, aka shake down over over Christmas 2017. This was the first of 2 MSC cruises. It was a big family reunion on DH's side of the family. I think there were 17 of us on board. It was the first time in years that we shared a cabin (balcony) with our girls.

The Seaside is a GORGEOUS ship!! Beautiful design with LOTS of open public meeting spaces. Great for family and group reunions such as ours.

However, it is definitely a matter of them choosing design over functionality. There was plenty of “what in the world were they thinking” moments. This was most noticeable (for me) in the lack of cabin storage. It was the least of any ship I had been on and we had overpacked with 4 in the cabin. Very frustrating.

Service was very problematic shipwide. I can forgive a lot due to growing pains. Nothing horrible happened to us. But hearing complaints seemed to be the topic of conversations on board with other passengers. DH and I believe it is a middle and upper management problem and not the crew trying to do their best. We saw a LOT of uniformed personnel on board strolling around, ordering from bars/cafes, etc., they looked like they were on vacation. Hardly any rolled up their sleeves to pitch in when service was logged up, in fact, they just added to the back up.

I wish Management was open to constructive criticism and looking for ways to tweak the product and ship based on the pax experience. After all, they ordered more ships. But there was nary a comment card on board. I asked everywhere. I had actually wanted to compliment a crew member and knew how important pax feedback was to the performance reviews on other cruise lines. Well apparently not on MSC. No wonder why many of the crew seemed to be so lack luster. There is apparently an online comment card to fill out once we are home.

Food is always subjective. Their pizza was GREAT. Lots of QUALITY ingredients overall. But not always executed well. Inconsistent preparation. Portion sizes varied greatly from dish to dish and even among the same item. I never went hungry (except when I was sick) but I was never overly tempted to over eat either. Vegetables were lacking. Not available at buffets and minimal as sides in the dining room. Fresh fruit was more varied than NCL though. They had pineapple, papaya, kiwi and star fruit available! Since I am allergic to cantaloupe and honey dew, this was great for me.

Would I recommend the MSC Seaside? Maybe if only to see the ship. If service is a big deal to you, definitely wait a while until the kinks are worked out.

Would I pick the Seaside again if I had a do-over? Probably. It was still the best deal in term of price for a holiday cruise for our large group. The lower price was probably due to the fact that it was in fact a shake down cruise.

MSC needs to step up their game if they want to increase their fares though. I‘m going to cruise where the best value is. If prices are the same, I’ll pick NCL over MSC, knowing they are both mass market cruiselines and feeling that NCL does it better. If I want to splurge, I’ll pick Celebrity because I had the best service there so far. I’m still too cheap to cruise the really premium cruiselines, especially, since we don‘t drink.

I purchased 18 alcoholic beverage vouchers before boarding (they discontinued the vouchers since then) and between DH and myself, we still have 2 left after giving some away to family and even using some for bottled water and ginger ale.

I don't want to come across as a whiner and complainer, since I have a lot more non-complimentary comments. None of these individual criticisms ruined our cruise. In fact, we had a great time. But we hope that certain things do improve in the future and they actually learn from the shake down cruises instead of sweeping it under the rug.

Funny story: My BIL and nephew went scuba diving in St. Thomas and happened to share a boat dive with a marketing executive with MSC corporate who was in charge of handling the celebrities such as Sophia Loren and Ricky Martin, etc. He had to work at the inaugural party and got a free cruise on the Seaside for him and his family for this holiday week as part of his reward. He told them that he had no problems selling this cruise, but he wouldn't take it again himself! He also pointed out a top executive (CFO?) on the beach with his family and told my BIL that is who he should complain to in order to get his money back.
😯
Our cruise was NOT bad but we were literally surrounded by people complaining including a MSC executive!!

Btw, my only "real" complaint is the lack of safety training on the ship. We noticed a LOT of things "broken" on the new ship. Fire safety doors to/from the buffet kitchen that would lock the crew out (panic bars not working) so, that later on in the cruise, they disabled the self locking mechanism and left it ajar. My nephew noticed only 2 bolts on the fire suppression equipment (?) out of the 4 bolt holes. If there was a fire, and they needed to use it, he is guessing that the pressure of the water would blow that entire box apart. (His words. I didn't see the box myself.) The BIGGEST thing: My family was walking out of the buffet after eating when we saw one of those big industrial toasters on FIRE. There were actually FLAMES shooting up in the air. Some idiot passenger probably put some sort of pastry in the thing and the sugar caught on fire. There were a few passengers standing around trying to flag down the crew who did not seem to care. Crew was walking behind the darn thing and just walked away!! DH went up to it and turned off the appliance and then used tongs to pull the burning food out. Meanwhile, there was still no crew around, they all scattered. There was a tall European screaming at the top of his lungs that some F'ing crew member better get over here to make sure the ship didn't burn down! Once we knew the fire was out, we left and didn't see the rest of the drama or how long it took the crew to get there. With a fire, seconds count!! If DH didn't put it out so fast, it would have spread so easily! I've seen drills on other ships and they take this seriously. No crew in the vicinity of a real fire on Seaside seemed too concerned.


We did a second MSC cruise on the MSC Divina with my parents in Jan 2020 before COVID news spread around the world. I think I got a great deal on it. We thought it would the first of many cruises and trips as empty nesters! Still waiting for that...

MSC may not be for everyone but we really enjoyed it. We met people who loved MSC and those who didn’t.

Food is subjective , of course, but we enjoyed the food. Sometimes it seemed that nothing on the menu appealed so we ordered “whatever” and was pleasantly surprised when we enjoyed it. The biggest disappointment was Butchers Cut, the paid specialty restaurant. DH and I are diamond status members due to status match to NCL. So we got a free dinner for 2. We paid OOP for my parents. That is $120 that we will never get back. Lol. The service was blah and the food was not great. I mean how do you mess up steak? Mom said the free NY sirloin in the dining room was 100 times better.

DH did not enjoy the buffet breakfast but as long as my parents had hot oatmeal and fresh fruit and I had chocolate croissants, we were happy. MSC had great pizza and it was available all the time!

I also really enjoyed MSC entertainment (when I went). Music, acrobatics, dancing and short. No need for boring story lines.

The MSC private island, Ocean Cay, was worth the wait and worth the cruise fare. Absolutely the perfect beach day. Gorgeous and big enough to not feel crowded. All walkable with the furthest part about a 20 min walk from the ship. Once the trees mature, there will be plenty of shade. In the mean time, you can rent an umbrella. We found a shady spot under some trees away from crowds and spent a few blissful hours there.

Service is hit or miss but nothing bad or great. I booked a 50 min massage, Internet package, and a color, cut & shampoo, all for $190 before boarding. There was absolutely no invoices or extra tipping on board, which was very nice.

We did not have a beverage package and didn’t need one. There were FREE drinks available every day, at the cruisecritic party, the welcome party, the diamond member party, and there was even a happy hour at all bars one day with free sparkling wine from 6pm-7pm? We actually didn’t drink at all, got the non-alcoholic fruity drink at those events and then started skipping said events.

We had an early dinner sitting at 6pm and was lucky enough to have a 4 top. My parents lucked out and got a cabin on the 8th floor right by the aft elevators and stairs. Super convenient to the dining room (6 aft) and the buffet (14 aft). They also snagged a cabin with a bathtub! My Dad enjoys a soak. We were all the way forward, also on the 8th. Our cabin was bigger and has a full loveseat instead of a chair because our bathroom was smaller with a shower instead of a tub. So we were happy. The long walk was good for us anyway after the eating so much.

There seemed to be more storage space over the MSC Seaside and the cabin seems spacious for just the 2 of us.

All in all, if the price is right, we will be back, if only to keep our diamond status which is very nice. Got priority embarkation and a few freebies. Never got my free chocolate ship but didn’t care as I wouldn’t have eaten it anyway. Liked our free MSC baseball caps, even though they are only $10 to buy on the ship. We got white last time, this time we got blue!

HTH, let me know if you have any questions.

OMG, the fire! That's crazy!

You mentioned a bunch of things I forgot to mention - the pizza, gelato, croissants! We had the same issue with the cabin on the Seaview. Very little storage. Thank goodness for my packing cubes. We were in a 4 person cabin with a pull out sofa. Could not get past the sofa when the bed was pulled out, had to crawl over. Super annoying!

@mfly if you're also considering Carnival, we were on the Panorama and it exceeded our expectations. Loved the food variety and the flexibility of when things were open. Favorites were Guy's burger, BlueIguana Cantina, and sea day brunch. Buffet wasn't quite as good though. Service was super friendly.
 
I just created a login account for a World of Hyatt membership. We usually stay at military lodges or Shades of Green, or most recently Air B&B's. I currently don't have any hotel credit cards, and no points in my Hyatt account. I do have a good supply of UR's and wanted to book my husband a room at the Hyatt Orlando airport (the one inside the airport) as he has a 6am flight home from Orlando. Can I transfer UR points to my account but make the reservation in his name? I won't be on this trip. Would I be better off paying cash? Or booking from the UR travel site? Or transferring the points to Hyatt? Also, is there a "how to" site for learning how to maximize hotel reward points? Thanks!
 
I just created a login account for a World of Hyatt membership. We usually stay at military lodges or Shades of Green, or most recently Air B&B's. I currently don't have any hotel credit cards, and no points in my Hyatt account. I do have a good supply of UR's and wanted to book my husband a room at the Hyatt Orlando airport (the one inside the airport) as he has a 6am flight home from Orlando. Can I transfer UR points to my account but make the reservation in his name? I won't be on this trip. Would I be better off paying cash? Or booking from the UR travel site? Or transferring the points to Hyatt? Also, is there a "how to" site for learning how to maximize hotel reward points? Thanks!
It all depends on the pricing, the best option. You could book in your name and then have him “check in” early. That is what my DH did on his solo stay to get A list last year.

I would book directly through Hyatt and look at the cost to determine the best option. Plus there are a bunch of % off Hyatt offers on either AmEx or Chase CCs to factor in. Check federal government/military rates also. Sometimes they are lower.
 
Not sure if anyone needs this info, but when I applied for the CIC on 9/25 9/15, I received it in the mail on 9/23 if anyone is keeping track of approval to received times.

Hope you're all having a lovely Saturday!

DH applied early Sept (don't remember the exact date right now) and they told me through SM that the card was sent 9.10. Still haven't gotten it. SM'ed them to expedite it and they cancelled the original card since we haven't gotten it yet, reissued a new one and were supposedly expeidating that one on 9.20 and we still haven't gotten it. Off to SM them again....
 
OMG, the fire! That's crazy!

You mentioned a bunch of things I forgot to mention - the pizza, gelato, croissants! We had the same issue with the cabin on the Seaview. Very little storage. Thank goodness for my packing cubes. We were in a 4 person cabin with a pull out sofa. Could not get past the sofa when the bed was pulled out, had to crawl over. Super annoying!

@mfly if you're also considering Carnival, we were on the Panorama and it exceeded our expectations. Loved the food variety and the flexibility of when things were open. Favorites were Guy's burger, BlueIguana Cantina, and sea day brunch. Buffet wasn't quite as good though. Service was super friendly.

The sofabeds seem dependent on the ship. On the MSC Seaside, the sofabed pulled UPWARDS into a bunkbed, which was great because it freed up floor space. Also, it was easier for the teen girls to NOT have to share one bed.

@mfly Since you have only cruised HAL once before, I would pick the best itinerary at the best price on the newest ship available. There are pros and cons to each cruiseline and individual ship. At least you won't have many cruises to compare it too.
 
If anyone has Verizon and is looking to upgrade to the iPhone 13, they are giving very generous credits for trading in an old phone. I updated my XR today and they gave me $800 (I don’t even think I paid that much for it lol). iPhone 6’s are worth $400 which I think is a great deal.
 
If anyone has Verizon and is looking to upgrade to the iPhone 13, they are giving very generous credits for trading in an old phone. I updated my XR today and they gave me $800 (I don’t even think I paid that much for it lol). iPhone 6’s are worth $400 which I think is a great deal.
We could all get new ones for nothing or next to it but our bill would go up $40 a month.
 
If anyone has Verizon and is looking to upgrade to the iPhone 13, they are giving very generous credits for trading in an old phone. I updated my XR today and they gave me $800 (I don’t even think I paid that much for it lol). iPhone 6’s are worth $400 which I think is a great deal.
Was this in-store? or over the phone? or some other method?
 
If anyone has Verizon and is looking to upgrade to the iPhone 13, they are giving very generous credits for trading in an old phone. I updated my XR today and they gave me $800 (I don’t even think I paid that much for it lol). iPhone 6’s are worth $400 which I think is a great deal.
DD just traded in her XS Max for a 13. I think she spent all day yesterday playing with it, making memojis (that now have clothes), and identifying dog breeds from photos. I guess iOS 15 is pretty cool.
 
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