I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[elgerber]

The ability to get Disney was great back when the Premier had 1.25 cpp travel redemption. But it's down to 1 cpp now, same as cash out. Seems like it would be better to cash out and buy the ticket through a discounter.

thank you! so basically erasing the charge, just like with a Cap One Venture? that works for me, its still a free ticket.

 

[afan]

Chatted with amex about my plat. 40k for 3k in spend. I'll take it for as little as I use the card outside offers and credits I didn't expect anything. And since my af won't hit until feb or March I'll be able to ask for one in 2023 as well.

Eta I will use some of the points to offset the af too. Used points to cover my gold. Hard cause plat and csr hit around the same time.

 

[wanderlust7]

thank you! so basically erasing the charge, just like with a Cap One Venture? that works for me, its still a free ticket.

I think it's even easier than that. You don't need to put the ticket charge on the card. It's purely a statement credit. I haven't done it myself since I no longer have the Premier. But I think @happ did it recently.

 

[elgerber]

I think it's even easier than that. You don't need to put the ticket charge on the card. It's purely a statement credit. I haven't done it myself since I no longer have the Premier. But I think @happ did it recently.

But I might as well put it on the card (if I get approved )

 

[wanderlust7]

But I might as well put it on the card (if I get approved )

That is true. Well, you don't need to worry if it codes as travel.

 

[palhockeymomof2]

I'd like to ask...has anyone here hesitated on a new CP plan b/c of the difficulties swa has been showing recently? Schedules changing, convenient routes dropped, delays,cancellations..... I still have points I will try to use, but not sure about the 'big push' for cp..... I'm really debating what cc next and I wonder if any of you are questioning this?

sticking with my plan to get a new CP in January….we live 10 minutes from ISP….if we wanted to fly out of LGA or JFK it’s at least an hour ride, plus more time parking, checking in, going through security etc

 

[wanderlust7]

New premium Capital One card coming out. 100k for $10k spend, $395 AF. Comes with $300 credit through their travel portal. I checked a couple random dates and prices don't look the same as direct with Disney. Yacht Club was more and Disneyland Hotel was less but nonrefundable(!).

Can add up to 4 AU at no cost who get their own lounge access with 2 guests.

https://onemileatatime.com/news/capital-one-venture-x-card/

 

[elgerber]

New premium Capital One card coming out. 100k for $10k spend, $395 AF. Comes with $300 credit through their travel portal. I checked a couple random dates and prices don't look the same as direct with Disney. Yacht Club was more and Disneyland Hotel was less but nonrefundable(!).

Can add up to 4 AU at no cost who get their own lounge access with 2 guests.

https://onemileatatime.com/news/capital-one-venture-x-card/

Hmmmm. 10k in 6 months, that I could probably do.
wonder if you can downgrade to a regular Venture after a year?

 

[happ]

thank you! so basically erasing the charge, just like with a Cap One Venture? that works for me, its still a free ticket.

I think it's even easier than that. You don't need to put the ticket charge on the card. It's purely a statement credit. I haven't done it myself since I no longer have the Premier. But I think @happ did it recently.

You can also cash out your points by direct deposit or check if you don't want a statement credit. You just have to do it through the Thank You site to get the 1cpp. I went through the steps but didn't pull the trigger yet because I haven't decided how I want to use my points.

 

[lsutigers03]

Can anyone tell me Visa or MC gift cards that work to buy money orders? I bought some from Home Depot when that was the 5% category for the CF and CFF and they worked fine. I'm pretty sure they were MC. Also I've only seen them at Home Depot and I want to be able to rotate between all CF and CFF 5% categories. Recently I bought a Visa Vanilla card and I couldn't get it to work using the PIN. The card says to pick the PIN at first purchase but that didn't work. I logged in and updated the PIN and it still didn't work. So I'm looking for options that are confirmed to work with a PIN so I can buy money orders.

 

[LynnTH]

New premium Capital One card coming out. 100k for $10k spend, $395 AF. Comes with $300 credit through their travel portal. I checked a couple random dates and prices don't look the same as direct with Disney. Yacht Club was more and Disneyland Hotel was less but nonrefundable(!).

Can add up to 4 AU at no cost who get their own lounge access with 2 guests.

https://onemileatatime.com/news/capital-one-venture-x-card/

This new card looks intriguing... But I have so many other cards to get. Finishing up Chase United Biz for DH. Then hopefully getting the same card for me and 2 kids. (Trying to pay for airfare to Europe). Also just depleted all my SW points -so need new cards there too. Hmm.. And also have to space out the Chase ones. Both DH and I are 4/24. Next cards drop off for both of us in February. Wonder how long the 100,000 SUB will last. Would like to get a few more Biz cards so not locked out yet.

 

[havaneselover]

Can anyone tell me Visa or MC gift cards that work to buy money orders? I bought some from Home Depot when that was the 5% category for the CF and CFF and they worked fine. I'm pretty sure they were MC. Also I've only seen them at Home Depot and I want to be able to rotate between all CF and CFF 5% categories. Recently I bought a Visa Vanilla card and I couldn't get it to work using the PIN. The card says to pick the PIN at first purchase but that didn't work. I logged in and updated the PIN and it still didn't work. So I'm looking for options that are confirmed to work with a PIN so I can buy money orders.

I generally use whatever $200 visa gift cards od/om or staples sell. Pin is always the last four digits of the card.

 

[LynnTH]

I forget can you MDD two Biz SW Cards or is that not a thing...

 

[wanderlust7]

I forget can you MDD two Biz SW Cards or is that not a thing...

Not necessary since application rules don't prevent you from getting both.

 

[KPK02090]

Anyone approved for a Southwest personal card recently? Would you mind sharing - the date you applied, date you were approved and date your first statement closes.
Trying to work out the timing for my brother to get a new SW card and then for me to use his link for my card before the 100,000 offer goes away. I'd love to have the support bonus hit after his December statement closes so it can count towards CP.

 

[elgerber]

This new card looks intriguing... But I have so many other cards to get. Finishing up Chase United Biz for DH. Then hopefully getting the same card for me and 2 kids. (Trying to pay for airfare to Europe). Also just depleted all my SW points -so need new cards there too. Hmm.. And also have to space out the Chase ones. Both DH and I are 4/24. Next cards drop off for both of us in February. Wonder how long the 100,000 SUB will last. Would like to get a few more Biz cards so not locked out yet.

my bigger question is how soon can I apply, I need a card now.

 

[LynnTH]

Not necessary since application rules don't prevent you from getting both.

But, I would have to wait 30 days between them correct?

 

[wanderlust7]

Hmmmm. 10k in 6 months, that I could probably do.
wonder if you can downgrade to a regular Venture after a year?

I would think so. VentureOne would have no AF. You have to do it before the AF charges since they don't refund for PC. I think that's why I canceled my Venture instead of downgrading. This was a couple years ago, so not sure if it still works the same.

my bigger question is how soon can I apply, I need a card now.

November 9! Another blog had the date. Just a word of warning that Cap1 pulls all 3 credit bureaus and approval can be rather unpredictable.

 

[Babars_Wife]

I'd like to ask...has anyone here hesitated on a new CP plan b/c of the difficulties swa has been showing recently? Schedules changing, convenient routes dropped, delays,cancellations..... I still have points I will try to use, but not sure about the 'big push' for cp..... I'm really debating what cc next and I wonder if any of you are questioning this?

I just put all my 5.6$ fees on my CSR so that if I end up with a cancellation I can take advantage of the CSR cancellation/delay benefit.

 

[wanderlust7]

But, I would have to wait 30 days between them correct?

Yes. I don't know if MDD gets around 1/30. Seems risky.