I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

[FreeDiningFanatic]

You know my DH?

As he looks at me with a totally blank face, "But you told me to buy it..."

 

[punkin]

As he looks at me with a totally blank face, "But you told me to buy it..."

I just hope he remembers to charge the hotel to his new CIP where I need to make spend. He was arguing with me that his Hyatt card gives him 6x points... never mind the 100k he'll get if he makes the CIP spend.

 

[miztressuz]

Was checking my accounts today to see if the 40,000 URs from my last Ink referral had posted. The dashboard said they were pending and would post with my statement close on July 3. Seemed like a change to me, they used to post on Tuesdays

They show up as pending points on Tuesdays but post to your account with all your points at statement close. I think I've been guilty of saying 'post' on Tuesdays when I really mean that they're credited and pending statement close like a bonus or regular point earning.

 

[IFlossU]

For this long of a flight I'm not willing to book a seat that's not lie flat at this point in my life. Good luck with your planning.

I feel like this too. Had I never sat up front I would never have known the difference. But now anything over 4hrs I’m looking for business/first class. Spoiled

Thank you for the info about your flights though. It helps me with a jumping off point.

 

[Haley R]

I just saw this advertised on Instagram by Tom Felton and I told dh I HAVE to go to this next year when we’re in Tokyo.

https://www.wbstudiotour.jp/en/

 

[elgerber]

I just saw this advertised on Instagram by Tom Felton and I told dh I HAVE to go to this next year when we’re in Tokyo.

https://www.wbstudiotour.jp/en/

Fun! We went to the one in the UK. It was amazing.

 

[Haley R]

Fun! We went to the one in the UK. It was amazing.

I’ve always wanted to go but we’ve never been to London. They’re only booking through December right now. Not sure ds will love it but I feel like I have to go

 

[calypso726]

I’ve always wanted to go but we’ve never been to London. They’re only booking through December right now. Not sure ds will love it but I feel like I have to go

I went to the London one and it was awesome! I’m sure you guys will enjoy the new one in Tokyo!

 

[CyndiLouWho]

I just saw this advertised on Instagram by Tom Felton and I told dh I HAVE to go to this next year when we’re in Tokyo.

https://www.wbstudiotour.jp/en/

Fun! We went to the one in the UK. It was amazing.

We also went to the one in London but it was great!

 

[djmeredith]

Applied for the Cap One Venture and got denied. It says it will send me a letter stating the reason for the denial. I have never had any Cap One card, all my personal cards are very low balances (just haven't paid them off this month yet). I'm carrying a balance on one of my biz 0% interest cards, but that's not too high either. Income is higher than its ever been. I haven't applied for a new card in several months. What are they picky about? Can I do a recon with Cap One?

 

[gottalovepluto]

Applied for the Cap One Venture and got denied. It says it will send me a letter stating the reason for the denial. I have never had any Cap One card, all my personal cards are very low balances (just haven't paid them off this month yet). I'm carrying a balance on one of my biz 0% interest cards, but that's not too high either. Income is higher than its ever been. I haven't applied for a new card in several months. What are they picky about? Can I do a recon with Cap One?

Nobody- and I mean NOBODY on planet earth, any other planet, any moon or the sun has cracked the code of what makes Cap1 tick. Don’t recall anyone getting a round a C1 denial unless it’s just ID verification either.

The closest the rumor mill has gotten imho is to use the cap 1 pre-approval tool but even that is sketch. For me secured cards only= denial. CCs with no bonus offers= denial. Suspect I gotta see CCs and bonus offers but have yet to see that.

 

[Zhoen]

Apologies if this has already been reported-- Repeating from over at DoC... there is a Chase/Amazon deal for PrimeDay lead-up... 50 percent off (up to $60 discount) when you use at least ONE UR...

I would never have thought of it, but someone pointed out this works on 3rd party gift cards, so I tried it and with a little wiggling was able to buy $125 in GCs for $64.99 plus one UR. I consider that my first "outsized-value" redemption.

I didn't see Disney or Target GCs, but I did see (too late, after I'd picked and paid for something else) one that included a variety of restaurants and gas stations... so you MIGHT be able to spend $60-ish and end up with $120-in gas (all five gallons that will buy you...) *IF* those companies are local to you... we don't see a lot of Texaco and Chevron where I live.

I think they also had SW and some cruise lines, just not the one that I have committed to...

 

[AndreaDM]

Applied for the Cap One Venture and got denied. It says it will send me a letter stating the reason for the denial. I have never had any Cap One card, all my personal cards are very low balances (just haven't paid them off this month yet). I'm carrying a balance on one of my biz 0% interest cards, but that's not too high either. Income is higher than its ever been. I haven't applied for a new card in several months. What are they picky about? Can I do a recon with Cap One?

Maybe Cap 1 doesn't want people who pay off their cards, they're not making money off of us, they want to make all that sweet interest and late fee money.

 

[hsmamato2]

Apologies if this has already been reported-- Repeating from over at DoC... there is a Chase/Amazon deal for PrimeDay lead-up... 50 percent off (up to $60 discount) when you use at least ONE UR...

I would never have thought of it, but someone pointed out this works on 3rd party gift cards, so I tried it and with a little wiggling was able to buy $125 in GCs for $64.99 plus one UR. I consider that my first "outsized-value" redemption.

I didn't see Disney or Target GCs, but I did see (too late, after I'd picked and paid for something else) one that included a variety of restaurants and gas stations... so you MIGHT be able to spend $60-ish and end up with $120-in gas (all five gallons that will buy you...) *IF* those companies are local to you... we don't see a lot of Texaco and Chevron where I live.

I think they also had SW and some cruise lines, just not the one that I have committed to...

I am NEVER eligible for these when I click thru the link

 

[Duckbug.Ducktales]

I am NEVER eligible for these when I click thru the link

Same here. I did it once like a year and a half ago and ever since I'm told I'm not eligible... Still have my CSR linked and enrolled to pay with points, so that's not the issue. Oh well...

 

[Duckbug.Ducktales]

I really wanted to book with Hyatt but there was nothing available that I wanted and I wasn't willing to stay so far out from the city center. The lower priced FHR hotels in Barcelona were more expensive that I expected, but not really bad for Europe. The included FHR breakfast at the Cotton House was great, plus it's a really cool hotel. Our only complaint was that the room was small (and we booked the largest one available) but it was fine really.

Cotton House isn't available through FHR in the Amex travel portal when I search for Barcelona next May. But there are two others that do show up and are centrally located. There also are Hyatts with good locations but unavailable. I'm thinking they're small properties. I'll see what shows up Jan 1 when our $200 hotel credits come back.

Nobody- and I mean NOBODY on planet earth, any other planet, any moon or the sun has cracked the code of what makes Cap1 tick. Don’t recall anyone getting a round a C1 denial unless it’s just ID verification either.

The closest the rumor mill has gotten imho is to use the cap 1 pre-approval tool but even that is sketch. For me secured cards only= denial. CCs with no bonus offers= denial. Suspect I gotta see CCs and bonus offers but have yet to see that.

This is what I thought of when I first saw the new elevated offer... great, but this is going to be a lot of denials like last time! Lol
We didn't go for it last time the SUB was high for that reason. DH has a Cap1 Quicksilver card from ages ago, one of his first ever. So I wonder if he'd get approved for having that long relationship. But then I remember that Cap1 has been so stingy, his CL is only $3K

 

[Duckbug.Ducktales]

On the other hand, one can still get an Ink rn and get 115K URs, when you count the referral... so unless I hear of a lot of success stories we'll pass on the Venture.

 

[newski_mom]

I am working on a retention offer for my AmEx gold card - I charged $750 worth of gift cards at Walgreens on it. Is that something that they will claw back from purchasing to count toward the retention offer?

I hate to put extra spend on it if I don't have to, but I also don't want them taking it back lol!

 

[IFlossU]

I am working on a retention offer for my AmEx gold card - I charged $750 worth of gift cards at Walgreens on it. Is that something that they will claw back from purchasing to count toward the retention offer?

I hate to put extra spend on it if I don't have to, but I also don't want them taking it back lol!

You’re fine. Retention offer points have been taking a full week to post on my accounts.

 

[punkin]

I'm quoting myself...Delta sucks. Just tried to upload receipts and they kicked me out without saving anything. told me to do it all over again.

Quoting myself again...Delta just approved all the out of pocket expenses and will reimburse. Not a bad turn around time.