How often do you all close credit cards? I know many say to just down grade to a no fee card, but I think I have too many Chase cards now. I used to always get instant approval and a high limit around 25-30K for each card. Last two cards did not get instant approval (both Biz cards). Just got a delayed approval on a CIC and a $5K limit. I currently have four Biz cards for my actual business, plus on under my business but in my wife's name. Plus six personal Chase cards. I really only use and need two of them. Of the personal, I have a Disney, Marriott, IHG, Freedom and Freedom Unlimited that get virtually zero use and that I don't need at all. The Disney and Freedom I have had for years so maybe I should keep those for the length of credit aspect, but I'm also thinking to do a reset, close a bunch of cards, and rebuild in time.
I'm also eyeing getting a Hyatt card (since my wife has the Marriott loyalty cornered and is considering the Bonvoy Brilliant card), an airline card (leaning United but our airport isn't a hub for anyone so none of the airlines are better than others), and perhaps moving into the Amex Platinum realm.