Unofficial poll on MF's:

Anytime, really. I have credit balance as we speak for 2018 dues. You just have to login to your account, go to dues, go to make a payment, and then pick "by contract." It will allow you to use credit/debit cards, Disney gift cards, Disney Visa rewards redemption cards, and most likely ACH from your bank account.
thx!
 
I thought they were trying to balance out the expenses on the first units that got the break from Jim Lewis' screw up.
It’s my understanding that the subsidized dues are paid by dvd, not other owners so they shouldn’t have any impact on anyone’s dues. Supposedly the association is a non profit and not a entity for dvd to make additional profits. I was reading the information packet that came in the mail and it also said that dvd can stop this subsidy. Not sure if that’s something that they would actually do.
 


By the way, anyone notice how tiny the MF increase may possibly be on PVB? (appears that it MAY be just 1.06%). Anyone know why? I've considered buying PVB, but on the RAT it seems like its nearly always available at 7 months, (std & lake) so I'm trying to see the allure of it as a home resort- am I missing something?
 
Right now PVB is fully declared but not fully sold (although at this point it's close). I suspect that after it sells out certain times of year will hard to book, especially since the high PP cost per night bungalows account for such a large chunk of the overall points. I foresee that making studio booking hard in the future. In another thread @ziravan had a well thought-out explanation of this.
 
Right now PVB is fully declared but not fully sold (although at this point it's close). I suspect that after it sells out certain times of year will hard to book, especially since the high PP cost per night bungalows account for such a large chunk of the overall points. I foresee that making studio booking hard in the future. In another thread @ziravan had a well thought-out explanation of this.
Who knows? PVB is not sold out YET, but it is certainly very close, and when I look at my RAT, the 7 month pattern seems unchanged. Will it change in the future? That is the critical question I am trying to ascertain.
 


Who knows? PVB is not sold out YET, but it is certainly very close, and when I look at my RAT, the 7 month pattern seems unchanged. Will it change in the future? That is the critical question I am trying to ascertain.

Well no one has a crystal ball but again, some points made in this thread by @ziravan seem to make a lot of sense to me. Is there a guarantee? Of course not. But if you really love Poly and want to ensure booking priority there, I would buy (and did). Did I make a $20,000 mistake? Only time will tell.
 
I do think, over time, the costs of maintaining the bungalow$ and cabin$ will sneak in at both Poly and CCV. Buildings over water have their costs, and both DVCs have many units located in older buildings in general (the Poly longhouses are mid- and late-70s; WL is 1994, so not as old, but not brand new either).

We're at two years running now major storms came in over Orlando in October, so saying this event is rare seems to possibly be wrong, or the trend is against rarity anyway.
 
I do think, over time, the costs of maintaining the bungalow$ and cabin$ will sneak in at both Poly and CCV. Buildings over water have their costs, and both DVCs have many units located in older buildings in general (the Poly longhouses are mid- and late-70s; WL is 1994, so not as old, but not brand new either).

We're at two years running now major storms came in over Orlando in October, so saying this event is rare seems to possibly be wrong, or the trend is against rarity anyway.
Interesting thought, believe it or not I haven't visited PVB yet so I didn't even consider the construction! On the other hand, PVB DOES have a VERY long expiration date (2066) as does CCV (2068) compared to many other DVC resorts inside WDW, many of which expire in 2042. While many don't consider it today, at some point the group of 2042 vs 2060 and BEYOND expiration dates WILL become a factor on resale value - regardless of how long we individual owners live. Yes it is only 2017 now, but if you are buying/selling in 2027 will 2042 STILL seem 'far away' compared to a date past 2060 or longer?
 
If you are going to book at your home resort, the way to look at it is dues per room night - i.e. BLT may have lower dues, but higher points per night, for a studio on January 14th than a different resort (and I don't know what dues are, or points are).

The best DVC deal is to buy a low dues per point resort at a low cost, and then stay in a low point per night room - but that isn't always easy to do because many of the low point per night rooms are difficult to book. SSR is the among the best bets in terms of both of those though, AND has the lowest overall cost - from an purely economic standpoint - its a great bet.
 
If you are going to book at your home resort, the way to look at it is dues per room night - i.e. BLT may have lower dues, but higher points per night, for a studio on January 14th than a different resort (and I don't know what dues are, or points are).

The best DVC deal is to buy a low dues per point resort at a low cost, and then stay in a low point per night room - but that isn't always easy to do because many of the low point per night rooms are difficult to book. SSR is the among the best bets in terms of both of those though, AND has the lowest overall cost - from an purely economic standpoint - its a great bet.
The problem with buying "the cheapest" resort possible and then hoping for a break at 7 months in MY opinion is that no one can be certain what the 7 month R.A.T. will look like in a year, 2 years or 10 years. I keep hearing 'buy where you want to stay'. If you like a resort and it happens to be cheap, great - but what if I don't like the 'bargain basement' resort and then the 7 month pattern changes in the future to the point where I have no other options EXCEPT to be stuck at that resort? In that scenario won't I will be in a jam? This is why I assume people pay up for some resorts over others...
 
The problem with buying "the cheapest" resort possible and then hoping for a break at 7 months in MY opinion is that no one can be certain what the 7 month R.A.T. will look like in a year, 2 years or 10 years. I keep hearing 'buy where you want to stay'. If you like a resort and it happens to be cheap, great - but what if I don't like the 'bargain basement' resort and then the 7 month pattern changes in the future to the point where I have no other options EXCEPT to be stuck at that resort? In that scenario won't I will be in a jam? This is why I assume people pay up for some resorts over others...

Yep, which is why it isn't easy to do. But if one is looking for the best possible economic deal, buy the cheapest resort with the cheapest dues, and then - as often as you can - switch to the cheapest point night rooms.

BLT has cheap dues, but because their points per night is higher, staying there costs as much as having BCV as your home resort and staying there - if you are just looking at dues per night and ignoring purchase price. But you could buy SSR for 5.86 in dues and stay at OKW for 10 points a night rather than SSRs 11 - that's a cheaper deal than owning OKW (on dues alone) and staying there, or owning SSR and staying there - and OKW isn't hard to book. However, you should NOT plan on owning SSR and snagging the 9 point a night value studio at VAKL or a 10 point per night BWV Standard view - that isn't happening with any regularity.

BLT has low dues - at 5.92 a point, but its cheapest room is 14 points a night (this is all studio random weeknight in January). So SSR costs you $64.46 in dues per night to own and stay there, BLT costs you $82.88 dues per night to own and stay there if you can get that standard view room - which is hard to get even if you own sometimes - the 17 point a night Lake View is more bookable - $100.64 a night. OKW costs you $67.20 to own and stay there. But own SSR and stay at OKW and your dues cost per night for that stay is $58.60 - cheaper than the SSR owner can stay at SSR, and cheaper than the OKW owner stays at OKW.

It came up years ago over the difference between BCV and BWV in dues. BCV has always had slightly cheaper dues - for 2018 its 6.44 vs. BWV 6.55. If you stay that night in January at your home resort, BCV owners will spend $96.60 dues only. BWV owners in a preferred BW view will spend $98.25. BWV owners who manage to book standard view are staying for $65.50.

A lot of people look at dues and per point purchase price, but don't consider how many points per night it takes to stay somewhere.

The worst "deal" is to own an expensive dues resort - say you bought VB because it was cheap and are paying $8.53 in dues. Then you decide to splurge on a 20 point per night studio at GFV or the Poly. You'll pay $170.60 - dues only - for that night. Not a bad deal when you compare rack rates if you see your purchase price as sunk - but a lot more than the $58.60 the SSR owner is paying to stay at OKW. But hey, its a splurge. And once you own the points, you should do what makes you happiest. But when you are buying the points - this is a different way to look at it.
 
I always considered BCV & storm along as a huge risk, if something goes wrong (with the slide or a crack somewhere) that could cost dearly and BCV without SAB is like peanut butter without jelly. Pools dont last forever & there are how many thousands of gallons in there..
 
I always considered BCV & storm along as a huge risk, if something goes wrong (with the slide or a crack somewhere) that could cost dearly and BCV without SAB is like peanut butter without jelly. Pools dont last forever & there are how many thousands of gallons in there..

The bigger risk is the insurance costs. I'm sure Disney's costs on any resort where you can stroll along the shore went up with the alligator tragedy - even with the fences. SAB is a very difficult pool to watch your kids in - and while it has a lot of lifeguards, it is even a difficult pool for them to watch everyone in.

Capital costs for things like repairing a pool or putting a new roof on are budgeted and a reserve is created to address those costs.

Most of the costs have already been baked in, and from an inflation standpoint, you need to concern yourself about which resorts have significant expenses in areas where the costs are likely to outpace inflation. i.e. BCVs pool has been repaired several times since the Villas opened, Disney has a pretty good idea what size reserve that needs. Insurance has been one area where costs have risen fairly quickly and which is hard to plan for, since a freak accident can raise rates.

There is one caveat to dues - and that is until a resort has been open a while, figuring out what dues should be is an art of accounting, not a science. And its in Disney's best interest during the sales process to err on the side of lower dues - its easier to sell (although you can't pull an Aulani and get away with it). Expect dues at a resort to have a year or two of above average bumps once it sells out and the costs stabilize. If Disney is in active sales on a resort, expect that dues have been underestimated.
 
Yep, which is why it isn't easy to do. But if one is looking for the best possible economic deal, buy the cheapest resort with the cheapest dues, and then - as often as you can - switch to the cheapest point night rooms.

BLT has cheap dues, but because their points per night is higher, staying there costs as much as having BCV as your home resort and staying there - if you are just looking at dues per night and ignoring purchase price. But you could buy SSR for 5.86 in dues and stay at OKW for 10 points a night rather than SSRs 11 - that's a cheaper deal than owning OKW (on dues alone) and staying there, or owning SSR and staying there - and OKW isn't hard to book. However, you should NOT plan on owning SSR and snagging the 9 point a night value studio at VAKL or a 10 point per night BWV Standard view - that isn't happening with any regularity.

BLT has low dues - at 5.92 a point, but its cheapest room is 14 points a night (this is all studio random weeknight in January). So SSR costs you $64.46 in dues per night to own and stay there, BLT costs you $82.88 dues per night to own and stay there if you can get that standard view room - which is hard to get even if you own sometimes - the 17 point a night Lake View is more bookable - $100.64 a night. OKW costs you $67.20 to own and stay there. But own SSR and stay at OKW and your dues cost per night for that stay is $58.60 - cheaper than the SSR owner can stay at SSR, and cheaper than the OKW owner stays at OKW.

It came up years ago over the difference between BCV and BWV in dues. BCV has always had slightly cheaper dues - for 2018 its 6.44 vs. BWV 6.55. If you stay that night in January at your home resort, BCV owners will spend $96.60 dues only. BWV owners in a preferred BW view will spend $98.25. BWV owners who manage to book standard view are staying for $65.50.

A lot of people look at dues and per point purchase price, but don't consider how many points per night it takes to stay somewhere.

The worst "deal" is to own an expensive dues resort - say you bought VB because it was cheap and are paying $8.53 in dues. Then you decide to splurge on a 20 point per night studio at GFV or the Poly. You'll pay $170.60 - dues only - for that night. Not a bad deal when you compare rack rates if you see your purchase price as sunk - but a lot more than the $58.60 the SSR owner is paying to stay at OKW. But hey, its a splurge. And once you own the points, you should do what makes you happiest. But when you are buying the points - this is a different way to look at it.
-But you realize you are comparing the SSR owner staying at OKW vs the VB owner staying at the GFV? Don't you think the reason it costs more points to stay at certain resorts is because people consider them BETTER? Yes if you can stay at OKW it is cheaper points - but then if you stay at a roadside $25 motel 15 miles away it is also 'cheaper' ; ) We need to compare apples to apples. Also is not the assumption that an SSR owner will always be able to book at OKW (or anywhere else) just and assumption? As I questioned from the beginning, are there really '7 month guarantees'? The premium is paid for the more expensive resorts for that 11 month window - and can anyone guarantee with certainty what the 7 month window availability will look like way further into the future?
 
-But you realize you are comparing the SSR owner staying at OKW vs the VB owner staying at the GFV? Don't you think the reason it costs more points to stay at certain resorts is because people consider them BETTER? Yes if you can stay at OKW it is cheaper points - but then if you stay at a roadside $25 motel 15 miles away it is also 'cheaper' ; ) We need to compare apples to apples. Also is not the assumption that an SSR owner will always be able to book at OKW (or anywhere else) just and assumption? As I questioned from the beginning, are there really '7 month guarantees'? The premium is paid for the more expensive resorts for that 11 month window - and can anyone guarantee with certainty what the 7 month window availability will look like way further into the future?

Well, obviously. But if one is looking only at numbers, this is one way to distill it to numbers and compare room night costs. You might not think that theme park view at BLT is worth it when you review it against being able to get a BCV room. Or you may think that the splurge is worthwhile. There are no seven month guarantees, but if you are planning to book a lot of different resorts, why not go for something with cheap dues?

I'm a BWV owner - my dues are high, and I'm fine with that. We seldom stay standard view, so my dues per night are high. And we seldom stay anywhere else. That works for us. At the same time, I doubt I'll ever book a room at GFV - the points per night is too high which means my cost per night is higher.

I've always been a fan of "buy where you won't be disappointed to end up" - I'm also a huge fan of "DVC is a luxury purchase, if you want to stay at BCV and can't afford the purchase price and dues, you probably shouldn't buy DVC at all" - but that paradigm doesn't work for everyone - this is a different one.
 
I've owned at BWV since 1999 and have been pleased with the small increases compared to other resorts. When I bought OKW and BWV were the only choices at WDW. BWV was $4.02, OKW was $3.16 for 1999. Pretty big difference but I really wanted BWV for early December, so I bought there. For 2018, for the first time OKW is more than BWV, $6.72 vs $6.54.
 

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