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I agree this type of plan only works when reasonably healthy. On a cruise someone will do all the cooking and cleaning so you don't have to be able to do that (although she dances so she is probably able to but just doesn't have to now) Someone checks in your room twice a day so if something...

My overall tax rate went down 2%. Without kids, neither of us in school, and with our mortgage and student loans being pretty small we end up not even itemizing our deductions so many things don't end up effecting us much. Refund is similar in size to last year (try to keep it small but...

I always have trouble focusing on one thing for too long. Like if I try to force myself at work to do one task all day and not take breaks I will find myself literally staring off into nothing. If I just stop for a bit and look up something or play a quick thing on my phone, or message someone...

I think that is silly. There was a kid that tried to get his first internship (school required them) that I remember having a hard time because he had no work experience of any kind. Not even volunteer type stuff. I don't know if his parents forbade it but the vast majority of the students in...

I guess I am one that really thinks most of the etiquette stuff is kind of dumb. I much prefer people just tell me what they want and not play these dumb games. Then again I think christmas presents between my husband and I are an inefficient means of buying ourselves things (our money is...

I agree that having every dollar of your paycheck allocated before you see it doesn't mean paycheck to paycheck. I mean if right now you got a $200 a month raise I'm pretty sure you would just budget which savings accounts are getting those extra 200. That is what I would do. All this means is...

I'm ok with offering that $5 cash would be preferred over toys. However I agree that dictating the gift is kind of not ok. However for those parties your kid goes to but doesn't know the kid super well I could see lots of parents thinking getting a 5 dollar bill is easier. Agree that the...

Actually I just learned I will never keep track of a purse and stopped carrying one. I can handle a backpack but if I'm just going out shopping my wallet is in my pocket and I don't' have a purse.

I don't know that I would blame buying things as much as just not teaching. My parents bought all my clothes and food through high school except for a few frivolous extra clothes that were just things I wanted and didn't need. They still taught me how to save for what I wanted for toys, what a...

See my post above on how I fully admit I am generally out of touch on things like this, but I don't see how its possible for every paycheck just cover expenses. How are people's expenses that stable? Oil we only pay for in winter, the electric bill tends to be higher in summer (AC and fans)...

We don't have a time frame for all jobs but they have to listed. Making matters worse they often will post a new job listing for someone to apply to as its easier way to process a raise for a current employee. So we have listings for a short time up even though its not even a real listing...

I think this board has a skewed view of some of these topics from others. Maybe that is skewed in a positive direction but it is definitely skewed, since most people frequently on this board have budgets for yearly vacations to a not exactly cheap destination. I remember in high school when I...

That just shows how different is is in place to play because I graduated in 2004 and I definitely learned about spending in elementary school and they even had us set up a little store on parent teacher night and sell backed goods for a fund raiser and manage all of the money ourselves (with the...

I think the other part is that if you don't know people directly affected (or worse know people that you thought might be but aren't) it makes it harder to see as big of a problem. My mom asked me right at the start if I was affected in any way. I knew I wouldn't be furloughed (federal...

I said 3-4 weeks. That would be for my job or both our jobs. If DH lost his we could go indefinitely without that one we just wouldn't be able to travel, eat out, and enjoy all the little luxuries that gives us.

My understanding is that if an intern is doing any work that directly profits the company (so any work on a contract) they have to be paid. Some companies when I was in school (IBM was one) had internships where all the interns were given a project to do that wasn't a real project. Those types...

The issue with that one is it won't work. Most of congress doesn't need the money. Most of congress could in fact posture even if there pay is on hold.

My college required us to have 4 3 month (or 2 6-month) internships that had to be paid to graduate. I don't know if some had a lot of trouble finding these but I know I didn't. I actually did 3 6-month ones just because of how my classes fell. Even when I graduated 10 years ago though some...

Yes but the first one was actually the one that impacted at least my job the most. Although that might have been that the company was more prepared with procedures for what to do after the first time.

I work for a contractor and how affected we are by each shutdown seems to vary greatly. Some impacted a lot of our customers and pushed schedules but this one, due to timing for the first two weeks it was impossible to tell. Most of the government employees I work with are off most of Christmas...