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  1. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm starting to think about the possibility of churning amex cards. I know there's lifetime language in pretty much everything but what does that really mean? 5? 7? years since you received the bonus? I have a bunch of amex points in planning to use up in the next year or two after that, in...
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    My business SW card is up for renewal. I'm thinking of canceling it (I still have a personal card) but my DD has an employee card with it and I need to get her on another one of my cards without a foreign transaction fee. I was thinking of adding her to my CIP but wanted to post first to see...
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm trying to convince someone that stuff sold on Facebook marketplace is a "business." When filling out the applications, what do you guys check as type of business for something like that?
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Ok... so get this... the mortgage shows up on my personal profile as well as DH's and while he couldn't pay from his, I was able to pay from mine... and we have the same number of profiles. 2 each. Doesn't matter why I guess. It's paid.
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm wondering if it's because I have 2 personal and 2 business profiles (me and DH). I'm wondering if the mortgage counts as a separate profile even though it appears as an account in DH's personal profile.
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Is there nothing I can do short of opening a chase account?
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    So I have an interesting problem. Has anyone run into this? Chase just bought my mortgage. I say down to pay it this morning (first time) and they won't let me link my external checking account because it's linked to too many "profiles." The help desk can't help me... they're telling me it's...
  8. P

    How has your hometown changed since you were born?

    If you mean where I was born... it's been bombed pretty heavily in the past couple years.
  9. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Just came back from Italy. Paid on points for 6 people (cash for 1). Never could have done that without this forum. I now need to plan a trip for just DH and me (in lie flat seats this time) just to rest from this family vacation.
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    Target Circle Offer- 20% off code tripadvisor things to do. Looks like it's applying to WDW tickets? STACK ME WITH CB SITE AND PP % Chase

    The code is not coming through. I tried several times. Looked in spam. Nothing!
  11. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Which credit card companies should I notify that I'm going to Europe? I'm bringing a couple chase and a couple amex. Also, should I notify my bank?
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I did this and had no issues. I bought the gift card with a bunch of grocery items. It added up to a weird number and no one ever noticed. I wouldn't necessarily make a habit of of this, but a couple of times should be fine
  13. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm always afraid to transfer multiuse points to a single use point currency without a specific use in mind
  14. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    🤭 That's exactly what I told him, but it seemed like new language so I thought I'd ask.
  15. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    DH applied and got a new CIP last night. He said there was some new language about only using points to benefit the business and not any individual. Anyone have any idea what's that about?
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    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I have no input on york but Edinburgh is a fairy tale city with a castle on the hill...absolutely amazing!
  17. P

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Very thoughtful and informative post. I agree with your analysis. I still think in my particular case, DH can wait 2 weeks to apply and be past 90 days, so discretion is the better part of valor here. If I really needed it...I would risk it, but not for an extra 1k spend that I can make up...




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