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  1. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Is there a guideline for how long to wait after a credit line has been reduced and/or a card has been closed for those changes to take effect to apply for a new card with Chase? I’m anxious to apply but want to make sure changes I made to help increase my chance for approval are actually in...
  2. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    How far out did you look at AA fares? From what I've found when using AA on points, you have to book very early or else the points cost is crazy, or the connections are ridiculous.
  3. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    There's a good chance that the CSR PYB back benefit for grocery stores at 1.25 redemption rate is going away on 4/1. This is due to the other categories showing as being extended through 6/30 on the CSR page, but grocery shows ending on 3/31.
  4. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I received a similar message when I SM'd for the match after meeting the MSR. It said it would take up to 5 biz days for the other dept to respond, which I think it took 4-5 days. After that dept responded, I received the points match shortly after, maybe even instantly. I think the 6-8 weeks...
  5. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Any word on if Chase will be extending PYB for grocery stores on the CSR at 1.25 past 3/31? Trying to decide if I need to go buy some DGC's in the next few days. Also, if it were to end, and I have a grocery purchase prior to 3/31, but it's still pending, is it possible to do PYB after 3/31 or...
  6. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Have you looked at US Bank or BoA cards?
  7. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Is there a concensus of whether multiple CIU/CIC card approvals is no longer working or is it hit and miss? I'm just going off of the comments from this thread, I'm not really connected to re: churning on Reddit. Trying to plan out my next card. Thanks!
  8. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Did you book your tickets through the portal? I went to buy ours yesterday and noticed they had gone up so I'm holding off to see if maybe they'll go back down. I've been going back and forth "doing the math" to see what I should use our points on, the HRH or UR tix. I was able to get a...
  9. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks for the feedback! I checked and I should have everything I need to get him a state ID, so I'll plan on getting him one over spring break in a few weeks. I saw the same thing about 13-17 maybe getting precheck, buy I'd rather be safe than sorry and go ahead and get his own.
  10. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I have a new card that gives free TSA pre-check, so I want to get it for my DS. He's 12 right now, turning 13 in June. We have a May trip and a July trip where we'll be flying, so I thought I'd go ahead and sign up now. In looking at the documentation required at the appointment, it says it...
  11. magickingdomprincess

    Walt Disney World SWAN, DOLPHIN & SWAN RESERVE RESORTS Information & Questions

    Thanks for the feedback on my question re switching to SR over the Dolphin! I finally pulled the trigger today and switched. The numbers changed a bit, I ended up using 13k points plus my 5 FNC's vs my original 25k points. My cash night was about $60 more, BUT I have a Chase offer for 10%...
  12. magickingdomprincess

    Walt Disney World SWAN, DOLPHIN & SWAN RESERVE RESORTS Information & Questions

    Looking for opinions - I currently have the Dolphin booked for 6 nights at the end of May - 5 FNC's plus points and 1 night on cash. I was looking at could actually save a few points and dollars if we switched to the Swan Reserve. Would you switch? Perks for the SR would be nicer/newer...
  13. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm going to use most of my UR's for the Hard Rock. I may have enough For 1 or possibly 2 UO tickets after the hotel is reserved. I should be getting a SUB at the beginning of March so then I'll know exactly what's left. I agree, wish it was a biz card but I've already had a few US Bank biz...
  14. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Trying to decide on either my next or DH's next card and have a few questions. I have to wait a bit for Chase due to timing so I'm looking at other issuer's personal or biz cards. Nothing for Amex is jumping out at me, so far I haven't gotten into MR's because I don't think they fit our travel...
  15. magickingdomprincess

    Ticket upgrade questions

    Thanks, I appreciate the input. Lots to think about...
  16. magickingdomprincess

    Ticket upgrade questions

    Hi, trying to decide on which tickets to purchase for our May UOR trip and I have a few questions. If I buy a UCT Buy 2 days get 2 days free promo ticket, can it be upgraded to a Seasonal AP? If so, do I get credit for the full 4 day ticket price or just what I paid to UCT? In other words...
  17. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yes I did. Thank you, that's what it is! Oh, my DH will not be happy with me if that happens and we have to file an amended return. He's hoping to file soon. Thanks for the feedback, I guess at least I'm not alone 🙂
  18. magickingdomprincess

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Does anyone know the formula/points value that Chase is using for their 1099-MISC forms? I received several this year, two for personal SW cards, and one for Bonvoy. I did the 5 50k FNC's, and my 1099 is for $330.68, which seems like an odd number. Also, for my SW cards, I had 2 referrals on...
  19. magickingdomprincess

    Walt Disney World SWAN, DOLPHIN & SWAN RESERVE RESORTS Information & Questions

    Thanks, my ressie dropped off of MDE, I added it again, and my change was there.
  20. magickingdomprincess

    Walt Disney World SWAN, DOLPHIN & SWAN RESERVE RESORTS Information & Questions

    I'm curious how long it took for the change to feed over? Was it overnight? I just had to add the rest of my family to our Dolphin reservation for May. I want to go ahead and made park reservations for our stay. I'm a little frustrated that we have to still make them still we're AP holders...




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