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Well I finished March WAM-ing my heart out after a car service and some unexpected medical expenses. Really trying hard to not touch categories where I know we will have a future big bill (like our power/gas) but are plump with spare funds right now. April has some bigger discretionary...

Slightly late mid month check in. Have almost all direct debits changed over now that we have switched banks. There's a couple off bits and pieces (in DH's to change pile...) and then I will close our old accounts. Will probably get hit for a small amount of fees on one account as there is no...

Well I have paid off our remaining CC! Had to cancel one of our hotel bookings for Japan and rebooted with one that was pay on arrival so I put that money onto the CC debt and then only needed to scrimp an extra $100 from other places to pay off the total. (Namely DH's NFL game pass but he won't...

Updating because I have been very slack with posting lately. I'll read a few pages and get distracted by life and by the time I come back there are another 5 pages of posts! DH finally got a first pay for the year last week. He has been working pretty solidly, two 9 day fortnights at a mix of...

Me too. That is a good mantra to have about it though. I (...we, mostly DH...) fell off a little after new years, we had 3 different groups of friends in town from our old town and took them out to dinner. All would be ok with splitting a bill but DH is the type who will just go pay for the...

Thank you so much for reminding me I need brake pads replaced next service . In Feb. It was in the back of my mind but I haven't funded that as much as I should have. Term 1 is always a bit slow to get going for work for DH too. That's cool that you're near-ish. I teach at Merewether HS, have...

Ooh, whereabouts are you? I'm in Newcastle NSW. DH and I did the separate house thing when our oldest started school, he was in defence at the time and posted to Sydney but we'd built north of Newy and he was meant to be getting a post up there in the next year. Our youngest was onlying 6mths...

We've got 6 weeks at home over the summer now (DH and I both teach, Littles one finished daycare and is about to start school so runs on school terms now, how I miss the escape of a couple of daycare days in the holidays now!) and we are all getting bored! We have a few family things planned but...

Thanks for the extra info, I've been wondering how this works! It seems like a good idea to book a participating hotel then, even if it is only 15 mins? I read that there is some crazy lining up just to get into the park. We've only been to DLR and I've never found it too bad, even at rope drop...

Finally got around to posting in here, 31st Dec already here and about to go prep food for our NYE party. Goals for 2019 are... 1. Pay off everyday CC. Still carrying about $1250 on it, will probably pay it out of cash/emergency fund when we switch banks so that all our accounts are...

Have totally not been keeping up! Just finished all the Christmas shopping and currently grappling with DH and I both being paid our next fortnightly pay a week early, as the department will be closed over Christmas. Super worried about stretching it over such a busy and expensive time of year...

I'm going to come read everyone's recaps properly when not on my phone but I'll wait til after Christmas for my recap. DH and I both get a little bit of leave loading in our first December pay and I still need to finalise the Christmas shopping. We got our yearly early intervention funding...

I use YNAB to budget and undebt it.com to track debt payoff. I did have a spreadsheet but I like being able to go back into YNAB and see transactions in different categories each month, rather than just a whole amount.

I need to sit down and have a good look at all my budget stuff over the weekend, while DH is interstate visiting friends. Have been paid for my exam marking but trying really not to touch that as it is meant to pay for our Japan flights. Refinancing our home loan for a slightly better rate but...

Well I wasn't doing any shopping but then our vacuum blew up yesterday so I've ordered a lovely new Dyson online and will pick it up tomorrow. Had to go on card as I was planning on buying it in the Boxing Day sales but we need it now and DH and I both get big pays on Wed with Christmas bonuses.

This is pretty much my DH, and he went the history teacher route. Interviewed for a few logistics / operations management positions before he discharged but when we worked out finances after we would lose a whole bunch of defence benefits it was always a worse deal so he stayed in and did his...

We actually found it was our travel that went down the most when we had #2. We travelled heaps with just the two of us and then when #1 came along. Nothing extravagant, long weekends interstate or car trips to visit family mostly. But by the time #2 had cleared the real little baby stage #1 had...

Ah, we live in that wine country, in Newcastle actually. Great town. But we've been all the way up to the Daintree and to Darwin on different vacations. You did a lot of driving! Our favourite US trip was driving from Seattle down to LA and Anaheim though, it is such a great way to see a...

Oh no, we have Fortnite mania here too, I'm a high school teacher, can't mention the word without the kids going mental! You guys tend to say bi-weekly instead?

On my goodness @BrerRabbit66, thank goodness everyone is ok! And that you have a clean bill of health too. Our medical oop fund has taken a hit, DD5 is home for another day and we've been through our entire supply of paracetamol and ibuprofen between the two of them this fortnight. Plus DH just...