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  1. Artygal90

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Congratulations! What a sweet baby :love:
  2. Artygal90

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Update: the answer is a hard no, no refunds, returns, store credit, etc. of any kind. Makes sense because of money laundering and fraud shenanigans, but I *do* kind of wish DH had read my text message and the fine print on the cards a little bit more closely :badpc: I am trying to look on the...
  3. Artygal90

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Has anyone ever had success returning a gift card purchased in store with the original receipt and getting their credit card refunded? I asked DH to buy two $500 VGCs at the grocery store (HEB) so we could pay a medical bill at today’s appointment and get 10% cash back vs 2%. He bought two $500...
  4. Artygal90

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Thanks for the write-up, I actually went ahead and applied and was approved for this card! It is going to be a bit more work than the CFU but the categories are flexible enough that I can make it work. I'm looking forward to branching out to non-Chase cards. I'm sure things will work out just...
  5. Artygal90

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Hi friends! A belated Happy New Year to everyone! I just caught up on the last 35 pages after some time away. I kind of burned out on chasing CC rewards last year and dropped off the boards as a result. DH and I also had some big life changes happen in the last part of 2021 - we found out in...
  6. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Hey y'all! Just wondering what everyone's thoughts are on Pay Yourself Back since the current categories are listed as expiring at the end of the month? Are you hanging on to your URs for travel or cashing out? Personally I'm torn between hanging on to them "just in case" (even though I don't...
  7. Artygal90

    Refrigerator...Side by Side VS French door

    Going against the grain here a little - I much prefer our side-by-side to my parents’ French door (I’ve never owned a French door personally but lived with theirs for several years and still deal with it when I go over for a visit ). I find it much easier to see everything I have at once and...
  8. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    I just logged in to my account and was shopping around and saw the following message on an item I was looking at buying " Get 50% off when you use American Express Membership Rewards points. Maximum discount $60. See terms. " That linked to this offer page...
  9. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Just wanted to share here - if anyone has an MR-earning card linked to their Amazon account, check your Amazon account. They are running a targeted promo of 50% off your entire order of qualifying items sold and shipped by Amazon if you use one (1) MR point at checkout. This works for regular...
  10. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Yep, I've seen them in the wild at the HEB near me. I considered using them to hit large MSRs before but it was going to involve too many moving parts so I chickened out. Maybe if DH goes back to school or once I actually have a need to start saving in a 529 account...
  11. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Thanks so much for the detailed reply! I’ll share this with her.
  12. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Quick question for people more knowledgeable about United’s mileage program than me. My boss wants to fly her and another person to Seattle RT in First in early August. If I’m not seeing any First Saver award availability around that time, she’ll have to pay the extra miles for an Everyday...
  13. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    1x on my CSR for an inside purchase - coded as “groceries”.
  14. Artygal90

    How is it the week after July 4th?

    Obviously HOT. But as far as crowds - better, the same, or worse than Spring Break? I'm assuming last year's post-COVID reopening crowd levels were unusually low. I'm pondering getting in one more short solo trip for a few days the week following July 4th before my AP expires in early August...
  15. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    I got so stressed reading this! But I’m glad you made it to all your flights! Enjoy your trip 😁
  16. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Back from Universal! We had a great birthday/Mother’s Day trip and I rode Velocicoaster twice in soft openings. I loved being able to stack PYB with my AP discount by buying Universal gift cards at the grocery store, cashing out points to cover the charges, and then paying off the remaining room...
  17. Artygal90

    Quiet spot at Volcano Bay?

    I need to make a quick (<5 min) work call tomorrow afternoon, when I am planning to be at Volcano Bay. Where would be a good place in the park with decent cell reception and not *too* much noise from ambient music, rides, etc? I’m thinking the locker or bathroom areas of River Village? I’d go...
  18. Artygal90

    Various last-minute questions!

    I have been afraid to get excited about this trip, fearing it would get canceled again. Well, now it’s happening for sure and I need some advice! I’ll be at Universal Friday through Monday for the first time in a year and a half and I have so many questions: - What time does Guest Services...
  19. Artygal90

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    I do have plans to use my existing URs in May and probably won't get substantially more until the fall. I didn't know about the Toy Story Hotel...I don't think the on-site TDL hotels are bookable on the portal but it might be worth the cash. The pictures online make it look so cute!




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