I have worked with David's many times through the years, having them rent out our points. When he first started out, there wasn't a limit to the number of point transfers a user could make, so he paid to have the points transferred directly to him. I think the first time I worked with him was 2001 or 2002. He would get me, customer relations, and himself on a conference call, coordinate the transfer, then deposit the money in my Paypal account. We find the current process very convenient, and we don't go to WDW as much anymore. The past few years, we've rented out our points and used the money for Disney cruises.