DVC availability, points & value help a mom out!

[MICKIMINI]

I would buy as many BRV points as you need - preferably two smaller contracts and use them until you can buy Reflections. Smaller contracts command a premium but sell quickly. It will be in the same "neighborhood", brand new - okay, so it looks like an old folks home (I'm in the "senior" category) but it will be shiny and new. Sell the two BRV's for a profit (shopping hard for price is essential) which you then can use towards your new purchase. Look for a contract that has prior years points included so you can factor those in to your purchase price (don't underestimate this strategy). From experience, it is easy to do if you don't mind spending a little time doing the math...