We are looking to rent DVC points for our up coming Disney trip. I know that once you make your payment your locked into the rental and there will be no refunds if I need to cancel. I am contemplating taking the insurance that one of the rental companies offers. Has anyone been able to get insurance from a Canadian Insurance provider? I don't know how the insurance would work with a DVC rental compared to a vacation booked directly with Disney? Also does anyone have experience with renting through DVC Rental Store (can I name them on the boards?)