Now I'm curious... Does anyone here have experience with Kaiser? Everyone here at work has this deep deep love for it... I was going to use a Dis-inappropriate phrase here
But really I'm just curious, we have 4 plans here and individual costs are $38, $62, $82, or $119 per pay period. Everyone has the option to earn $500 off of their deductible if they do a health checkup, and if their spouse is on their plan and does a checkup another $500 (got that wrong in my last post). Then if you do the HDHP you get $500 in your HSA, and another $500 if it is a family plan. Our OOP max is pretty low on the HDHP plan, currently it's a no brainer for us but I was playing with numbers last year for a theoretical childbirth down the road...
But Kaiser just makes me curious because I have all these people around that think it's the best thing since sliced bread, then ILs are on it and have had horrible coverage/experiences. And the times I've been along with ILs or DHs grandparents I haven't been impressed...