espec: whatever you choose will be great--just about anything goes. With black pants, I'd wear a little sparkly top, or sweater, maybe a wrap around tie blouse (they look so elegant--I just can't find them in my size). I carried a white sweater from a sweater set which I put on if I got cold--didn't happen often. Other people have taken shawls, or pashmina throws. On our January trip, I plan to do the layer thing. Fly down in turtleneck, sweatshirt and heavy windbreaker; that way I'll have the windbreaker or sweatshirt, if needed. I also love sweater sets for traveling--great for warmth, not too bulky. Nassau and Freeport should be in the 70s, shorts weather for me. I'm one of those people who feels more uncomfortable overdressed than underdressed, so I didn't wear anything really dressy, and felt very appropriately dressed.