I recognize that this is an old post. It was created in my son's 13yh birthday! But I never see it, no doubt bc of the celebrations.
I'm going to take out the names from quotes bc it's not my intention to point people out, but just comment on a few things said.
It wasn't a sales push at that point... I'd already signed the papers. It was just being friendly. I'm not saying that in and of itself is worth $1,500 (obviously it's not), but it's one of MANY factors why I wouldn't just knee-jerk cancel my direct and buy resale. Mileage is going to vary for everyone individually, but I'd feel pretty lousy dumping the contract and buying direct just to save some money.
Oh it was soooo still a sales push. She knew about the 10 days. She wanted to keep you happy. She wanted to keep that option going. The one you stated, in that you would FEEL lousy.
You analyzed etc etc and in the end it was an emotional purchase. And you stuck with it bc of pure emotions. You could have rescinded, researched, and called her back in x days and gotten the exact same deal. She would still have been your guide, even!
While I think it's helpful to give an unknowing buyer an idea of what they can save on resale purchases, the OP has shown that he clearly has that information now and after an weighted analysis with his own factors he has determined that he is happy with the choice. There is a difference between trying to help your friend find the right person and telling them you hate their girlfriend, IMO.
To my reading this months later, it's more like.... In this case your buddy had laid out the things he wants in a girlfriend. Like....She doesn't want kids, she is in a certain age range, she has a certain relationship with parents, loves heavy metal, etc etc etc. the. The next day he meets a woman who is already pregnant, is out of the age range, has a different parent relationship than he wanted to get involved with, despises heavy metal and loves Enya....and is now justifying how awesome she is and how good she'll be in his life. And you just want to remind him of that list when he's just met her and isn't involved yet.
And that's ok if that's who your buddy loves. But maybe he should be reminded that it's not what he set out for. Or maybe, like with the OP, he forgot to mention all the changes that happened in his mind overnight that would have been good to mention before the conversation got that far.
I will agree that it's their job to make you feel special and well taken care of. If receiving any less than that you should run screaming from a purchase that expensive
Like being led to believe that getting 2016 points for a December UY is something special and unique???
Now people may tell you it is super easy and doesn't take any time to buy resale, but you'd likely spend days analyzing which contracts are the ones you'd be targeting only to find them gone or not willing to come down from what seem like inflated numbers right now... or worse yet stripped of points for the next 2 years and then you can't even go on the vacation you're dreaming of.
Surely someone with that brain will develop a quick and easy way to figure out value and within a day of doing so will be able to tell at a resale glance if it meets those criteria. Easy to see stripped vs non, to come up with a value that works per point depending on stripped vs non, though he wouldn't have looked at stripped bc of 2018 trip plans, so that's simple, etc. I'd do that and I'm far more artsy and feelings-y than y'all.
Also, if people financed through DVC, the interest rate is 10% which is ridiculous, those people will be looking to get out of their timeshare.
Oof. Judgy. When we bought (bay lake in '09 just too late to be on the typo-challenged owner's plaque) and financed without having been to Orlando, financing through Disney was 15% lower interest rate than our ghastly USED car loan from chase. So Disney seemed awesome to us!! And it all helped us climb out of the hole. The car loans did, too, actually; dh had had an ex wife who put him in the "neutral credit" hole, then that loan and my efforts to pay it off faster helped, which made us more grown up with dvc (post purchase), etc etc.
