I had my college kid consolidate the $100 disney gift card from Target on the disney card url site. Then I used the consolidated gift cards + my cc to pay my dues. I remember years ago last milinium era, I had called DVC member services. I had 25 cards of $25 and $50 (before the disney card consolidater site existed). I gave my card numbers over the phone. She said she would only do it at that time since she was not busy and had very few calls come in. That was also when my dues were in the 3 figures, too. DVC has grown!