Make sure the direct perks are really worth it to you. As the price of APs increases, it may make more sense just to buy length of stay tickets. In our twenty years, we've had APs maybe twice - I know I had one once because in addition to our regular trip that year, I had a business trip. And I think my husband did the same once. It can take a lot of days to make the AP worthwhile - and there isn't any guarantee that - or any other perk - will be available - Disney can pull them at any time. We have perks, and I've probably saved at most $1000 over twenty years - most of that through the Tables in Wonderland card - which may (or may not) be available to resale buyers. We were there for one MM - which was a bust - and used the Epcot lounge once for 20 minutes. I've used it for souvenirs a few times. Since we almost always stay at home - being able to stay at future DVC resorts isn't a huge draw.