We have been owners since 1998. No cards yet. I called yesterday and was told that the last ones should be mailed out Feb 13 so We should get them by end of month. If not call back. I did look at the digital version which is simply a picture of the card that can be printed out. But it was only in my husband's name. So I asked how I get a printout in my name, since we are co owners. I am going to Disney on March 4 but my husband won't join us until March 10 and as I found in the past withiut your own name on a card, you can't use it for discounted merchandise, etx. At least that has been my experience. I was told I needed my own account to get a card printout with my name on it. So I tried to set up my own account but it wasn't working and eventually...after 30 min on the phone...I was told that I couldn't get my own account using the same email address we have on file for DVC, my Disney experience, etc. My husband and I use the same address for everything but his work stuff. Since I didn't want to set up a new address just for this, I decided to wait and see if the cards come in before we leave. Otherwise I guess I'll have to set up a new email address, which I will never use and probably won't remember, to get my own card. Seems silly to me.