On the target note, in case people were confused about the 5% gift card discount. So, you cannot use the RedCard to get a discount on Target gift cards; I'm not sure about the Visa gift cards, but those may also be excluded. You CAN use the RedCard to get a discount on other people's gift cards, including Disney, AMC, restaurants, etc. Basically, Target doesn't want one person to use their 5% to buy a gift card that can be used in their store.
But does anyone have RedPerks (or maybe Cartwheel perks)? I've seen the notices at check out lines, and it looks like a Target loyalty program, but may be only available in select areas (as of October I think it's in North Carolina, Denver, Houston, St Louis, and San Diego). You get 10 points for every $ and once you get 5,000 points, you get a 5% off shopping day (so basically every $500 you get a 5% off coupon). They used to have it for Target pharmacy rewards, where every 5 prescriptions you refilled, you got a 5% off day. That day could be used in conjunction with the RedCard, so you could get 10% off. And it wasn't for one trip, it was the entire day, so you could go to different Targets, and the entire day would be 10% off. I just wish it was out in my area, because 10% off disney gift cards would be AMAZING!