I love credit cards so much! v2.0 (see first page for add'l details)

[elgerber]

DH is 2/24. Not due for another CIP until October 3.

We have spend coming up so he says yes, you can get me a new card.

I don’t know if I should go for an Amex or just keep chilling another month so we can keep up with the CIP’s. Chase loves him; Amex not so much.

I can pull the 75k Plat incognito using my 20k referral. I don’t think I will ever get the 100k offer. (And a little sick of trying to track it down as the Platicorn is particularly elusive). I am torn between it and just getting him the Gold if I can. 50k for a decent card and only $2000 spend is attractive. I have even considered the Gold Biz but don’t love the $295 fee and only 50k MR’s for the $5000 spend.

His only MR earning card is the BBP. I would like to start building his stash.

Any thoughts?

I had this exact same dilemma last night. After agonizing for a good hour, Amex made the decision for me. I went for the plat (dh did) and Amex said, nope, let me show you this pop up!

 

[DisneyMandC]

Kroger is now gone from Dosh for me

Nooooo it’s gone for me too!

I hate formatting a resume. How do I know what it should look like???? I learned that it should NOT be a giant block of text but so many examples are, even all of the current ones from my University's career center website

You definitely want to have some white space, but not a ton. What’s important to me when reviewing resumes in terms of format is that font and sizing are consistent and appropriately spaced. I also try to keep the same number of bullet points for each job in terms of duties and responsibilities there.

 

[Lain]

No, I don't think so. Although sometimes she gets a little confused so I guess it's possible.

Edited - I got confused - The Fairfield Inn isn't available right not for my dates, only through June! Trying to decide if the Farifield Inn or Four Points is better - any opinions? I guess I should go for the Fairfield since it's 35k and the Four Points is only 25k? According to google maps they're the same walking distance from DLR.

I just called and was able to extend my own 35k certs that would have expired in May and June to Sep so I can use my own too. Didn't get hung up on or anything

I haven’t stayed at the Four Points since they rebranded and renovated, but it is a much farther walk (or at least feels that way) than the Fairfield. The Four Points is past the freeway overpass. By comparison, the Fairfield is almost across the street from the eastern gateway entrance to Disneyland.

 

[Jax1023]

I was able to use the southwest trick today to rebook flights and get back 38k RR points. Changing and then changing again wasn’t working, so I booked new flights on the cheapest date, moved them to my desired dates and then cancelled my original flights.

And then I did the same thing for the next weekend because my original weekend was booked before I realized it’s pop warner and the day after RoR opens. I snagged As music for $134 a night however and can’t find anything for the next weekend for less than $192 a night including the all stars, so I’ll probably just keep it.

Waiting to hear back about magical deals.

Our original flight was at 4:30 which meant I only would’ve had to pick my son up from school half an hour early. With the schedule change it’s now 2:55, so he’ll miss more school. Feeling mildly guilty as we’re pulling him out 4 days in March for a trip during my husbands spring break.

 

[Alexle2007]

Will you come make powerpoints at my company! I despise anytime they put them up in a meeting/training because they are always paragraphs that they read word for word, it drives me INSANE

I told DS to do that on a PPT he did in 2nd grade to use less than words and be able to explain it. Needless to say that was not what his teacher wanted. Oops

 

[kmc8826]

Should it be? I have never had an Amex card just show up like the Chase cards do.

Yes mine usually show up. But who knows with Amex!

I had this exact same dilemma last night. After agonizing for a good hour, Amex made the decision for me. I went for the plat (dh did) and Amex said, nope, let me show you this pop up!

I know. That’s why as I posted I thought this is stupid. I will waste all this brain power agonizing which to get and boom I will probably get the pop up! In which case CIP here we go.

 

[smallsy]

Just want to say thanks to all the encouragement from you guys! We made the decision to go for it, left the wedding Sunday night, drove from Savannah to the Poly, and it was the best 5 days we’ve ever had at Disney! Everyone we talked to said the same. We actually had friends that drove down the day before us, and I loved being able to experience this week with them. My favorite thing was watching my kids playing hide and seek with my all time fave, Robin Hood, and Little John at MK. So magical!

It will be hard to go back now after being spoiled with low crowds and an amazingly accommodating staff. DH and I agreed we’re probably good not to come back for 2-3 years (famous last words? ) so now we can start working on a parents only trip somewhere. Anyways, thanks!

 

[tink1970]

DH is 2/24. Not due for another CIP until October 3.

We have spend coming up so he says yes, you can get me a new card.

I don’t know if I should go for an Amex or just keep chilling another month so we can keep up with the CIP’s. Chase loves him; Amex not so much.

I can pull the 75k Plat incognito using my 20k referral. I don’t think I will ever get the 100k offer. (And a little sick of trying to track it down as the Platicorn is particularly elusive). I am torn between it and just getting him the Gold if I can. 50k for a decent card and only $2000 spend is attractive. I have even considered the Gold Biz but don’t love the $295 fee and only 50k MR’s for the $5000 spend.

His only MR earning card is the BBP. I would like to start building his stash.

Any thoughts?

Let's break it down-

Questions for Kim to consider:

What is worth more to you right now and say in the next 12-18 months?

MRs or URs?

Will the MSR be easily met with all-Plat/Gold/CIP (I'm guessing yes since they're all 5K)?

Is the AF palatable/do-able?

I love my plat but the AF is tough to swallow, it's definitely a keeper for now but I'll re-assess in May when the AF renews and we're in a different (lower) tax bracket.

The (rose) gold is 1 of 2 in my wallet at all times, because I gotta eat. Also, say you eat and eat out a lot and are able to make the SUB from just organic grocery/restaurant spend-that's not 50K, it's 70K and a keeper, not a card you just get to get.

So...basically if neither of you have the Plat I'd think long and hard about what it could do for you and your family. If you sleep on it and you don't need MRs that much (blasphemy!) then CIP is the obvious choice.

It's a fun conundrum to have, for sure

 

[happ]

CIP2 approved!
Now for the failures for the day....
Drove 30 minutes (gotta LOVE pdx traffic) to the nearest Staples. Computers down, cash only. One per person and they say their ad doesn't include fee free. Anyone know where I can find the fee free in writing? Staples dot com didn't show it.

Some days it just doesn't pay to get out of bed.

I'm seeing the fee free visa on page 15 of the Staples weekly ad (the page before the office chairs).

 

[afan]

I got an email about the Equifax thing today. It requires you log in by Oct 15 and tell them who you use for credit monitoring or it lets you change it to their monitoring offer or elect out of both. I put in the box Credit Karma, Credit Sesame & Discover Fraud Alert like that and it all fit. Had to change and to & to make it fit. I put all 3 since I use all 3 and figured I might as well. I'd have put in that my credit was also frozen but there wasn't room for that but I think that should be a valid type of monitoring as well. Just give me my 2 bucks and call it good at this point.

 

[tink1970]

@trstno1 -

The gift card loophole for Delta is closed, please don't do it.
It was news in July when this stopped working. There are some other loopholes but I'd direct anyone to our dischurners on reddit to try to keep the RAT from eliminating, those too.

https://milestomemories.boardingarea.com/amex-incidental-gc-credits/
https://onemileatatime.com/gift-cards-amex-airline-fee-credits/

 

[speedyfishy]

For me the answer is no but for everyone else here, the answer is probably yes. I do not like driving and never drive anywhere unless I absolutely need to be somewhere (like work).

How did you find this holy grail - by experimenting on purpose, like you actively went to this store to see what would happen?

I saw on reddit that a certain grocery chain takes credit cards for MOs. I went to all the stores near me to try it out. Didn’t work at Safeway, giant, Harris teeter, or Walmart. I googled other grocery store chains and I saw online that this store said they accept credit cards for money orders on their website. I went to try it out myself today

 

[havaneselover]

I saw on reddit that a certain grocery chain takes credit cards for MOs. I went to all the stores near me to try it out. Didn’t work at Safeway, giant, Harris teeter, or Walmart. I googled other grocery store chains and I saw online that this store said they accept credit cards for money orders on their website. I went to try it out myself today

I have also heard of a grocery store in VA that takes credit cards for MOs. I wonder if we are talking about the same one.

 

[Mopedmom1]

I'm seeing the fee free visa on page 15 of the Staples weekly ad (the page before the office chairs).

Thanks for this! Went back to Staples after lunch with my tablet showing the ad. Had a different cashier who let us each get one on a single charge to the CIC. Now off to the next staples 20 miles in the opposite direction. Good thing dh is "conducting business" and his mileage will be reimbursed.

 

[Hoosier John]

We took our own [passport] pictures against a white(-ish) wall in our home with our iPhones (as many shots as we wanted!), picked the best ones, loaded them into Photoshop to crop to the right size and positioning, printed them out and cut them. FREE! Brought them to the post office along with our application and they worked fine.

WOW! I may honestly try this when I renew. My photo is absolutely disgusting and honestly looks nothing like me

My first passport photo looked a bit like a mugshot where they darken your features to make you look more menacing. I think I had it done at a Kinkos before it got gobbled up by FedEx. Seriously, the lighting was terrible. By doing it ourselves, we had control over the lighting and could correct it a bit in Photoshop. I must say, our passport photos are not bad!

Funny. I thought I was the only one to take my own Passport Photo (but I took my own because I'm too cheap). Specifications are online (mostly a head shot, on a white background, to their odd dimensions). I too played with the colors a bit and sizing on regular paper, then switched to photo-quality paper for the finished photos.

 

[DisneyMandC]

In a follow up to my terrible passport photo...

I went to Ulta today and bought new makeup and a peel off mask for glowing skin

 

[brownhaired_girl]

That's great! Thanks for the DP. My CP is expiring this year so plan is to get DH a CP for 2020/2021. We have a flight planned for October and hoping for this offer to show up!

I had saved the link to my notes hoping to use it in October toward my 2020/2021 CP. when I click on it now it says it is no longer available. Is it “smart” enough to know I’m no longer using SW WiFi?

 

[PolyRob]

DH is 2/24. Not due for another CIP until October 3.

We have spend coming up so he says yes, you can get me a new card.

I don’t know if I should go for an Amex or just keep chilling another month so we can keep up with the CIP’s. Chase loves him; Amex not so much.

I can pull the 75k Plat incognito using my 20k referral. I don’t think I will ever get the 100k offer. (And a little sick of trying to track it down as the Platicorn is particularly elusive). I am torn between it and just getting him the Gold if I can. 50k for a decent card and only $2000 spend is attractive. I have even considered the Gold Biz but don’t love the $295 fee and only 50k MR’s for the $5000 spend.

His only MR earning card is the BBP. I would like to start building his stash.

Any thoughts?

I feel like I am in the same predicament as your DH! I want more points and figure MRs are best, BUT IDK if the biz gold is "worth" the fee/spend compared to other options

 

[Judique]

I logged into my mom's Marriott account since she's letting me use her Bonvoy points for our DLR trip next summer. I noticed that she has 2 35k free night certs. Most of her points come from a personal Chase Marriott card she got last year. Any idea how she has two certs? She said she hasn't even paid a second annual fee yet. I could see one, getting it on her card anniversary and not getting a bill yet for the AF, but not sure where the other could have come from? Did she get reversed Bonvoyed?!?

There was a Marriott sign up bonus that was for 2 free nights sometime after the merger.

 

[speedyfishy]

im continuing my other side hustle today and bought a four set of season sports tickets. Im hoping to double my money by selling them individually and free spend. This worked out well for me last year when I bought a set of 2 tickets. I'm ramping up and getting 4 this year lol. Im also considering gambling with some other teams. This sports team allows me to spilt the payment into 10 payments for no additional charge and they take credit cards for no fee.