I just wanted to update my response as I just got off the phone regarding paying my PIF which was due today for the August 9 Rhine River Cruise. Unlike my July SoCal/DL, I was not offered "displacement" status for my deposit. My two options were 1) changing my reservation now, or 2) putting my deposit into "placeholder" status. The vacationista said "displacement" was only offered to guests whose trips were outright canceled or to guests who had trips scheduled in July - "displacement" was not extended past July trip dates. I took the "placeholder" status, which means I have 2 years from my original booking date to book another trip, but cannot take advantage of any discounts. It sounds like, at this point, paying in full, changing dates or moving deposits into placeholder status are the only options available.