I love credit cards so much! v3.0 (see first page for add'l details)

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Are there any Hawaiian airline experts on here? Any tips? Are their miles easy to use and not have blackout dates?
Is there anyway to see what a fare costs in points without having any? I don’t see anywhere to check a box that says use points?

I am looking at Hawaiian cards and see there are 2 available? Barclay and Bank of Hawaii. Both have 50,000. Has anyone seen better offers? Is one card better than the other?
Thank you!
 
We have 8 years straight also. 3 kids, with a new one entering every other year. Our first is starting his senior year this August. So we also have 4 years straight of having two in at the same time. This year and next year will be roughest though. My last gets the best grades of them all so I’m hoping for a higher academic scholarship for her.;)
We are on our 9th straight year right now and still have 3 more years to go! ( also 3 kids) The oldest went back to school for another degree, so she is on round two. All 3 want Masters degrees. She only has one semester left, but our youngest has 3 more years. At least he will be the only one in school the last two years so that will give us a little break. Our middle one is done - phew. That is one reason we have put off retiring, possible until he ( youngest) graduates. We did start 529s when they were young so that has helped a lot.
 
I don't know if I've ever discussed my love of IKEA on here before, but I'm currently counting down the minutes until Click and Collect slots open for my local store like it's my 60-Day FP window. They've been closed for about 2 months and I want to buy sleek modern bath accessories for my Epcot-inspired bathroom! High stakes!

EDIT: Two minutes after midnight and it still says all slots are full. This is harder than getting FOP at 60+2 days! But at least I'm getting that Disney-planning feeling again?
I went Friday 3 hours, past the closest store, to the next one that was doing click to collect. I had to pick up the big kid bed for my 4 yo that outgrew his toddler bed during the lockdown. Completely different experience than normal, never got out out of the car, Ikea loaded it all for me, took about 20 minutes.

It was eerie driving in Chicago on a Friday afternoon and seeing the traffic boards say 20 minutes from O'Hare to downtown, plus the lines of United planes parked everywhere at O'Hare.
 


So just leisurely got up for work today and had some time sitting in a call so did my FP's 2.5 hrs after they opened and got everything we would have wanted at decent times... Why can't it normally be like this? Man I must be bored around here to spend time making FP's for a trip I know we are not taking. :rotfl2:
 
So just leisurely got up for work today and had some time sitting in a call so did my FP's 2.5 hrs after they opened and got everything we would have wanted at decent times... Why can't it normally be like this? Man I must be bored around here to spend time making FP's for a trip I know we are not taking. :rotfl2:
I've yet to pick excursions for my August Alaska Disney cruise but I did check in just for the heck of it:)
 


Years ago I set up accounts for each of my kids and got probably a $100 bonus for doing so. At the time, I think it was ING.com (or something like that) which has since been taken over by capital one. At any rate, I now have 3 accounts with capital one that each have small amounts of money in them ($72, $116 & $85). One is in my name and the other 2 are in my youngest's names. My oldest DD transferred her money to an account just in her name, but I haven't gone through that process with the others.

Anyway, is there any reason in the credit card world to leave these accounts open? I don't have any other business with capital one and I doubt that accounts with these tiny balances would matter much, but I can leave them open if there's a reason I don't know about. If there is no reason, I'm just going to close them out. I never think about them until we get a yearly statement on them, so I'd like to deal with them one way or the other this year.
 
I don't know if I've ever discussed my love of IKEA on here before, but I'm currently counting down the minutes until Click and Collect slots open for my local store like it's my 60-Day FP window. They've been closed for about 2 months and I want to buy sleek modern bath accessories for my Epcot-inspired bathroom! High stakes!

EDIT: Two minutes after midnight and it still says all slots are full. This is harder than getting FOP at 60+2 days! But at least I'm getting that Disney-planning feeling again?

And obviously you're going to post pictures of your Epcot-inspired bathroom when you're done, right??
 
Ok. Steps for looking at getting dh another ink card. 30th will be 3 months so he can apply pretty much any time now I think. Which one usually has the staples offers? SIL and I are doing the princess 10k in feb so I will be wanting to get some Disney GCs to pay for that.

Are sole props basically getting immediate denial right now?
Do we need to reduce the limit on his cip before we apply?
 
For those of you planning National Park trips, can you tell me if they are requiring face masks? I am mostly asking about outside areas because I assume they require them indoors.
 
Ok. Steps for looking at getting dh another ink card. 30th will be 3 months so he can apply pretty much any time now I think. Which one usually has the staples offers? SIL and I are doing the princess 10k in feb so I will be wanting to get some Disney GCs to pay for that.

Are sole props basically getting immediate denial right now?
Do we need to reduce the limit on his cip before we apply?
So far I have not seen anyone here report they have been approved after 4/17 ish... if anyone has been approved after that with a SP hopefully they will let us know.
The CIC gets 5x at office supply stores
 
Thank you for sharing your experience. It really looks surreal (and a bit creepy). I'm glad you are back safely. DD really wanted to return to Norway but it's pretty impossible to get in or out (Americans she knows there keep getting their flights cancelled the night before) plus there would be a 2-week quarantine both ways so she gave up. It's sad. :( I hope your DD gets to start school in the Fall and that things will get back to normal soon.

ETA - are you seeing people here with masks? I'm not. We wear cloth ones when we go out walking and I think I've only seen 2-3 people doing the same. :(
It was totally surreal. I still have to look at the pictures to remember it, and i was there, LOL. DD's roommates are from Norway, and that was one of the issues: they can't get out yet. I hope your DD is able to get back in soon. From what my DD said, her roommates were cautiously optimistic that they might be able to get out soon. We offered to pack their stuff up for them, but they declined so I hope they are right!

We live in the East Bay, and I see pretty much 100% masks but we live in the city so surrounded by businesses. The only exceptions are the occasional runner or biker when we go walking in the neighborhoods. But yes tons of masks even when walking. The teen-20 something crowd held out the longest, but I see masks on most of them now, too.

Wow - stunning pictures from your trip. Thanks for sharing. My son is planning to head back to England at the end of July/early August - even though Uni doesn't start back until October. He wants to do his UK driving test before Uni starts.

As for the quarantine - I'll be stunned if it lasts beyond July - Donald will be playing the 'special relationship' card with Boris I'm sure.
Good luck on his driving test, and i hope he gets out there, too. DD was thinking about trying to get her driving test (it will supposedly help for future jobs if she wants to work there), but I think she's put it on the back burner as she hasn't had any opportunity to drive/practice over there. I hope you are right on that special relationship, but it didn't stop Don from imposing it on Brits. I heard quite a few grumbles about UK citizens not being able to travel to the US but no restrictions on us traveling to UK ... yet.
 
Thank you for sharing your experience. It really looks surreal (and a bit creepy). I'm glad you are back safely. DD really wanted to return to Norway but it's pretty impossible to get in or out (Americans she knows there keep getting their flights cancelled the night before) plus there would be a 2-week quarantine both ways so she gave up. It's sad. :( I hope your DD gets to start school in the Fall and that things will get back to normal soon.

ETA - are you seeing people here with masks? I'm not. We wear cloth ones when we go out walking and I think I've only seen 2-3 people doing the same. :(
I took my newborn to the pediatrician a few weeks ago, and other than the staff, I was the only one wearing a mask. When DH went to do a drug test for his new job, someone was actually arguing with him, because he was wearing a mask. He had a handful of N95 masks from before COVID, so he was wearing one, and someone else waiting was trying to convince him that he shouldn't be wearing that mask because of the PPE shortage, and that "it doesn't help anyway."
This was about a month ago...but still. It's such a strange world we live in.

In other news, 10 years ago, when Disney was running their AP promotion where current AP holders could refer others and both parties would get a$25 GC, I'm pretty sure I sent one of my referral cards to you!

Man I’m sorry for you guys but I LOVE a good BofA is EVIL story!!! Some things never change...
My parents are oddly loyal to BofA. I don't really understand why. My Mom was all excited, when she had her IRA there, because they gave her "special" treatment every time she went to a branch, since she had over a certain amount in her accounts with them. I was like...but what kind of fees are they charging you?

I opened a BofA account last year, because I need/ed to transfer an IRA to a different bank, and BofA is pretty much the only bank in this area that offers the right kind of signature verification to move the funds. I did get a new account bonus, so that's nice. But,

We have 8 years straight also. 3 kids, with a new one entering every other year. Our first is starting his senior year this August. So we also have 4 years straight of having two in at the same time. This year and next year will be roughest though. My last gets the best grades of them all so I’m hoping for a higher academic scholarship for her.;)

My spreadsheet indicates that if all our kids enter college at 18, and finish in 4 years, we will have at least one kid in college for 14 years straight. With 2 years when 2 kids overlap....
If they all do a mission for our church, then the overlap extends out to around 16 years. With 2 years 2 child overlap and 1 year 3 child overlap.

We have 529s for all of them, except the baby, but haven't chosen to put a ton in there thus far. I'm hoping to start to make more regular contributions by the end of this year, but we will see how that goes over.

Years ago I set up accounts for each of my kids and got probably a $100 bonus for doing so. At the time, I think it was ING.com (or something like that) which has since been taken over by capital one. At any rate, I now have 3 accounts with capital one that each have small amounts of money in them ($72, $116 & $85). One is in my name and the other 2 are in my youngest's names. My oldest DD transferred her money to an account just in her name, but I haven't gone through that process with the others.

Anyway, is there any reason in the credit card world to leave these accounts open? I don't have any other business with capital one and I doubt that accounts with these tiny balances would matter much, but I can leave them open if there's a reason I don't know about. If there is no reason, I'm just going to close them out. I never think about them until we get a yearly statement on them, so I'd like to deal with them one way or the other this year.
I can't think of a reason. I think most bonus offers tend to be towards pulling in new customers.
 
I'm looking to start on AmEx cards. Any changes recently other than limiting total number of cards? We like HHonors but open to others. Y'all speak so lovingly of Bonvoy.:rotfl2:

Appreciate any feedback on order of cards to get started. I posted details in the dischurners next card thread on reddit. Thanks in advance!
 
Thanks! I usually just pay attention to the few threads I'm subscribed to. I've never really noticed those before!

I only get a daily email from them with hot deals-type stuff now. Years ago I used to be a big sweepstakes enterer but that has fallen by the wayside. I did have some big wins when I was doing it, 40" TV, $500 and $1000 GC, but it takes time.

I opened a BofA account last year, because I need/ed to transfer an IRA to a different bank, and BofA is pretty much the only bank in this area that offers the right kind of signature verification to move the funds. I did get a new account bonus, so that's nice.

Is that one of those stupid Medallion guarantees? We had some accounts with a company that required these, it was a pain. Had to make an appointment, once she refused to guarantee a certain form so we had to get a different one faxed.
 
Is an 'equity loan' when you take money out? We aren't doing a cash out. Better.com had the best rate we could find and were willing to match anything we found lower. Combined with the Amex offer, it seems like a good deal. We will save between $200-250 a month. Can't complain!

What is the amex offer? I have been debating a refi to get out of the VA loan I got to assume and give it back to the ex, but my current rate is 3.25% and I've not seen much lower then that.
 
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