I love credit cards so much! v3.0 (see first page for add'l details)

[havaneselover]

Not impressed. Guessing too many people maxed out their grocery amounts for them to keep it again. They know they won't get as many doing this. My store is doing free pickup and if they weren't I'd just go when they open on sundays like I do every few weeks. I've gotten gas once since April and my plat gives me streaming credit.

Nothing here I would use either. I'm too particular to have someone shop for me and I'm already swimming in fuel points!

 

[MKTokyo]

Good news: Our flights for our rescheduled trip to London in April went down 10K each. We had to cancel & rebook but we still have the free cancellation on the new flights since it was done before 6/30.

Better news: DH’s grandfather is coming home from the hospital tomorrow! He beat the virus!!!

 

[snugglebug]

FYI - The following perks are temporarily being added to the CSR between July 1 and September 30, 2020:

• Earn 5x Ultimate Rewards points with Instacart, on up to $3,000 of spending
• Earn 5x Ultimate Rewards points at gas stations, on up to $1,500 of spending
• Earn 10x Ultimate Rewards points with select streaming services, on up to $1,500 of spending
• Receive up to $50 in statement credits towards an Instacart Express membership

https://onemileatatime.com/chase-sapphire-bonus-categories-instacart-credit/

Thanks! Was coming to share.

Also for CSP between July 1 and September 20, 2020:

• Earn 3x Ultimate Rewards points with Instacart, on up to $3,000 of spending
• Earn 3x Ultimate Rewards points at gas stations, on up to $1,500 of spending
• Earn 5x Ultimate Rewards points with select streaming services, on up to $1,500 of spending
• Receive up to $50 in statement credits towards an Instacart Express membership

These are automatic, no opt-in required.
https://www.chase.com/personal/credit-cards/sapphire-reserve-benefits
Does anyone actually spend that much on streaming services?! That's $500/mo.

 

[StephPlum]

Finally some CC news. April was 24 months since I got the SPG (now Bonvoy) Biz. So I am eligible for the Chase personal Marriott. I know a lot of folks don't get the value from the lower FNCs but I stay at cheap places! Instant approval - which never, never happens for me! Now we'll have 3 35K FNCs (2-me, 1-DH). DH isn't eligible until October to apply. In addition, I already have a Marriott booked for Hawaii that is advanced on points. I need to move DH's points to me and then the bonus will get us all the way there. Now just hope Hawaii will be open in January/February and we are comfortable traveling.

 

[Lain]

Does anyone actually spend that much on streaming services?! That's $500/mo.

Depends what codes as “streaming services.”

 

[Herding_Cats]

Regional grocery chain is doing a $5 off future purchase when you buy $50 in giftcards. Limit 10. We do pretty much all of our grocery shopping there, so this is a promo we have taken advantage of several times. Plus CF is 5x points through today. So now I'm trying to decide if we want to sink MORE money into Disney GCs for our trip (and to pay off princess weekend in February....if it doesn't get cancelled) or just stick to charging everything to a mb. Although you can charge stuff to your mb and then go to the front desk every 3 days and pay off the charges with a gc? Could get $1500 of giftcards for around 1250 (factoring in the "future purchase" reward and the point value transferred to my CIP.) The uncertainty surrounding all of these trips is really what's holding me back....the spikes in cases in FL and soooooo many running events getting cancelled.....

 

[afan]

Is there a way to request a credit increase on a cip without calling? I'd lowered both to 1k and the 1st af should post tomorrow. I'd wanted to pc it to a cic now that I can't get one. But I also don't want to have to deal with the issue on the phone of needing more credit to pc it.

Or am I better of cancelling the 1st one via sm and then call in a few months when the 2nd af is up and pc that one since then I'd only have 1 card?

 

[Lain]

Is there a way to request a credit increase on a cip without calling? I'd lowered both to 1k and the 1st af should post tomorrow. I'd wanted to pc it to a cic now that I can't get one. But I also don't want to have to deal with the issue on the phone of needing more credit to pc it.

Or am I better of cancelling the 1st one via sm and then call in a few months when the 2nd af is up and pc that one since then I'd only have 1 card?

SM to request a transfer of CL from another Chase business card to the CIP if you have business cards with sufficient CL to move around. (You cannot shift personal CLs to a biz card and vice versa). If you don’t, you’ll need to request a CL increase and Chase will conduct another hard pull(s).

 

[Disneyonmymind]

I just looked on my CSR statement and all of my recent grocery trips had a posted date one day after the transaction date. So that means I am out of luck on the 5X bonus, correct? Chase uses the posted date for this?

 

[afan]

SM to request a transfer of CL from another Chase business card to the CIP if you have business cards with sufficient CL to move around. (You cannot shift personal CLs to a biz card and vice versa). If you don’t, you’ll need to request a CL increase and Chase will conduct another hard pull(s).

I don't have the cl to pull they are both at 1k. But my question is still do I need to call for an increase? On a personal you can do it from the acct without having to call, I don't see that option on the biz card unless I'm not looking in the right spot.

If I have to call then I'll just cancel the 1st via sm and deal with it all with the 2nd cip in the fall.

 

[striker1064]

I believe it is 1/31/21. It took a while for mine to show the extended date and I wish I had called them before it did because in the past they have offered a full year extension as a one-time courtesy. I don't know if they'd do that now though because of the automatic extension. It's worth a phone call to find out.

Yeah, I hope they extend them again but who knows. We have 3 FNCs and there's no way we'll use them by 1/31/21.

 

[LB002]

Do you have a Gordon Foodservice (GFS Marketplace)? I was able to find bread flour there. It's bleached which I usually avoid but will compromise on for now. Funny story, I ordered it through Instacart with a bunch of stuff for my mom and had it delivered to moms house. It was a 25# bag. Sent DH over to pick it up from mom's front porch. He comes back "You ordered 50# of flour?!" Turns out 2-25# bags were shrink wrapped together and neither the Instacart shopper nor the cashier noticed. I'm up to my ears in bread flour.

I found gluten on Amazon sporadically. Found Bob's Red Mill wheat gluten at Jewel (Albertsons) last week after trying to order elsewhere using Instacart. The poor Instacart shopper was so confused. She kept sending me pictures of everything gluten free in the baking aisle.

I also thought I was buying 25lb flour on Instacart/Costco, but ended up with a 50lb bag. We shared with neighbors when we couldn't get flour around here. I haven't been baking in a while, it has been too hot, but my sourdough starter needed some attention and we made English muffins for the first time today. Definitely will make again!

 

[trenty]

Tomorrow is July 1 - start of new categories for Discover and CF. I just switched my streaming services that take Paypal to Discover and my Every Plate meal kit delivery to Paypal. My other streaming services I switched to my CSP since that will be 3x points for now.

 

[havaneselover]

Tomorrow is July 1 - start of new categories for Discover and CF. I just switched my streaming services that take Paypal to Discover and my Every Plate meal kit delivery to Paypal. My other streaming services I switched to my CSP since that will be 3x points for now.

I placed my cf in my nightstand for the quarter thankfully I upgraded my bce to bcp so that will get me through the rest of the year with groceries.

 

[trenty]

I placed my cf in my nightstand for the quarter thankfully I upgraded my bce to bcp so that will get me through the rest of the year with groceries.

Yes. CF will not get much use- I do order from amazon. And will switch that over in my amazon account. But Amex May still get my Amazon if using 1 MR will get me $ discount.

 

[LB002]

Am I too late to PC my CSR? Is it 30 days from when the AF hits or when the statement closes? The AF hit earlier in June and the statement closed a few days ago before I made up my mind what to do with it. And when does the $300 travel credit reset? I've had the card for 2 years now and DH has not yet gotten a Sapphire card, so I was going to PC mine and have him apply for a CSR. We haven't done much churning since all this crazy started.

 

[havaneselover]

Ugh. Youtube TV is raising its price 30%!

 

[hsmamato2]

I don't think I got an answer (if there is one) will amex allow me to pc my Surpass down to a basic hilton card,if I 'm already holding another basic ?

 

[elgerber]

Ugh. Youtube TV is raising its price 30%!

Of course...because I was thinking of trying it.

 

[havaneselover]

Of course...because I was thinking of trying it.

It's still worth it for me. I really like the cloud DVR. But that's a steep hike and nothing that they added appeals to me at all. At least last price increase I got HGTV