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  1. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Are you doing the matching for the cruise offers? Debating if it's worth getting this card just for that, as I've been denied by every other issuer lately.
  2. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    If not gate checking is your top priority, I'd upgrade boarding group. I took a United flight a couple weeks ago and was boarding group 4. While in line for boarding, they made an announcement that there's only 3 more overhead space available, and everyone else will have to start gate checking...
  3. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    This would be great! My AF posted in Nov '23, so I could add him now (hopefully without a fee for 8 months)!
  4. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I downgraded my Premier to a Custom Cash.
  5. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Sorry I don't know the answer to your question, but your question reminded me of another question I had. If my CSR is older than 2 years and I add DH as an AU, will it be backdated and not count against his 5/24? Also do AUs get their own Priority Pass card? I just got rid of his Plat, and since...
  6. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Oh I love Chase URs. I was just denied the CIU. I think @mmmears was suggesting to take advantage of the CIC's category bonus on my existing CIC. I was also just denied the BofA Alaska card. We have use for Alaska miles, but I'm not sure if they'll approve me for a cash back card (if they have...
  7. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I already have the Venture X. I'll think about whether I want to apply for Venture. I'm at 3/24 so it'll use my last slot and I like to save it for something I really need/want. The CIC/VGC is non-existent near me. Every time I go, it's all out. Granted I can't usually make it until Thurs/Fri/Sat.
  8. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I am hitting a brick wall! Chase Ink denial, Amex pop-up, BofA Alaska denial, and Citi AA denial. I think I've about hit all of them. :( The universe is telling me to cool off, but I have summer camp to pay for next month. I hate having all that spend and no SUB!
  9. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Is this card worth the $650 AF? Or more like a one-year only card for the SUB? I've never really paid attention to Marriott, but lately I've come across a few properties that we could stay at, and this SUB will give us about 3 nights.
  10. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Have you checked the chase portal for UOR? 1.5x with CSR usually beats the slight discount elsewhere. This is what I usually do too, except this last round of tix we used the Tripadvisor/Target deal a few months ago. That's hard to beat! Curious about this too...
  11. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Anyone experiencing long delays in Amex sub posting? I met the $15k Hilton FNC spend on 12/20 and still no sign of the cert. Also met the MSR on a Biz Gold on 12/30 and no sub yet either.
  12. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks! This gives me 5 extra days to hopefully get the extra credits.
  13. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Couple of questions: 1. Has anyone heard if PYB is going to continue in January? I think everything I've seen still says 12/31? 2. If my Biz Plat AF is due on 1/2, there's no way to use any of the credits right since anything I charge on 1/1 won't post and credit that quick? There's no...
  14. NewbieMom

    Updated Disney Gift Card Deals and More

    Merry Christmas everyone! I finally had a chance to take my Season's Greeting gift card over to Lowe's and exchange it for a DGC. Worked seamlessly as a credit payment. Thank you for posting about this sale! I figured I can always use the gift card organically if the DGC didn't work.
  15. NewbieMom

    Updated Disney Gift Card Deals and More

    I see an Amex offer for Viator, $40 off $200, exp 1/15/2024. They have all kinds of tickets available (WDW, DL, Universal).
  16. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks! I'll look into it. Maybe a year ago, they constantly sent me emails about a kids' account but I just deleted all of them.
  17. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks for the input. She's not a teen yet and wouldn't be earning real money so she doesn't need a checking account and definitely not a credit card yet. I do want to eventually teach her about debt/credit. But I want to start with simply loading a debit with her allowance each week and she can...
  18. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Would you just pay the monthly fee? On a related note, I was looking at getting a debit card for my oldest and keeping only a very small amount for her to "manage." She's recently expressed interest in earning some money and loves to spend the gift cards she gets for Christmas/birthday at...
  19. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I don't think Chase would even approve you if you haven't hit the 24 months mark yet.
  20. NewbieMom

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    FWIW, I had this happened to me around #3 and called in to merge. It was simple and the rep did not ask any questions and just mentioned this had happened to a lot of people. I saw some rumors of the nll drying up, so I also just got targeted for another and took it. This one's #5 :)




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