Your June 1-9, 2019 trip will fall in your June 2019 UY. That means you can use banked June 2018, current June 2019 and borrowed June 2020 points. So, yes.We are planning on booking a stay for June 1-9, 2019 at a non-home resort so our booking window will open next month. Our use year is June. Since our stay is in 2019, will I be able to borrow 2020 points when I book?
Just remember, borrowing and banking are not reversible.
I remember! -- but please elaborateJust remember, borrowing and banking are not reversible.
Correct. They have to be used within the use year into which they were borrowed or banked.I remember! -- but please elaborate
Once borrowed, points can't be put back in future use year if a change in plans arises??
Thanks for clarifying. We plan to borrow from 2020 for a GV at SSR in Jan of 2020, so that's coming up in Feb. 2019.Correct. They have to be used within the use year into which they were borrowed or banked.
If you end up downgrading to a small (fewer points) room, your reservation will use the borrowed points first and then your current-year points could be banked into 2020. If you’ll still go, at least you can hedge your bets.Thanks for clarifying. We plan to borrow from 2020 for a GV at SSR in Jan of 2020, so that's coming up in Feb. 2019.
I'll need to make sure DD/SIL & DS/DIL are committed to those dates.
Oh good.If you end up downgrading to a small (fewer points) room, your reservation will use the borrowed points first and then your current-year points could be banked into 2020. If you’ll still go, at least you can hedge your bets.