- Apr 5, 2019
Perhaps a credit union instead of a traditional bank makes better sense for this purpose. The highest minimum I've seen for checking, savings, debit card, and online access is $5. You'd have to find out which you're eligible for though. Some have geographic restrictions.US banks don't have free banking unless you keep a certain amount in your account. I have a SunTrust account & I have to keep $500 in it for free banking.