Isn't there a once in a lifetime special banking that they could try, but I would also check with the guide because there should have been a banking form as someone mentioned, it should have been in the Blue document portfolio and is called the Vacation Points Banking Request for new members, and although it states that Normal Banking guidelines apply, please refer to your members guidebook for further information, it also goes on to say:
Dear member Services,
We hereby authorize you to automatically bank the number of Vacation Points reflected below into the next use year as soon as our deed is recorded.
We realize that this is a ONE-TIME OPTION, and from now on we will solely be responsible for monitoring the banking and borrowing deadlines associated with our use year and initiating and banking and borrowing transactions ourselves by calling member services directly. We also understand that this is a fianl transaction; once these vacation points are banked into the next use year, the transaction cannot be reversed or changed..
That form should have been in your document package for you to sign.
If MS or your guide can't work any magic, then you have till the end of August to bank 50% of those points like drusba mentioned and then either use the remaining 175 points before November 30 or rent them out and at least recoup the other 50% of it in cash for the rental