potterfanatic
Mouseketeer
- Joined
- Oct 28, 2011
Ugh, on the cost of groceries.
I wanted to give you all a warning on TD Bank's Free Checking. It has a minimum amount of $100 so I put in a little over $100 because I only use it to have a local account. (I cash my checks there for rolls of quarters for my laundry) At one point I went in and got a roll of quarters using the money in my account. The account dipped down to $95 and I went back in a week or two later to deposit the money back to get it above $100. When I checked my account the next month, they had charged me a $15 service fee because it went under the $100. When I called and complained (because I made the deposit the day that they charged the fee) they put the $15 back and told me I was all good, Just "don't let it dip under again." I logged back in today and I have been charged the $15 fee again because after I had deposited it back to $100, they pulled out the $15 making it $75 (then they replaced the $15 BUT because it had been under the $100 at any point in the cycle I was charged the fee.) While I do realize I have some fault in this for letting it dip under $100 ever, I can not believe that I got stuck in this whole cycle. I am closing out my account tomorrow for a completely free account elsewhere, but I wanted to advise anybody that is thinking about getting this checking account.
I wanted to give you all a warning on TD Bank's Free Checking. It has a minimum amount of $100 so I put in a little over $100 because I only use it to have a local account. (I cash my checks there for rolls of quarters for my laundry) At one point I went in and got a roll of quarters using the money in my account. The account dipped down to $95 and I went back in a week or two later to deposit the money back to get it above $100. When I checked my account the next month, they had charged me a $15 service fee because it went under the $100. When I called and complained (because I made the deposit the day that they charged the fee) they put the $15 back and told me I was all good, Just "don't let it dip under again." I logged back in today and I have been charged the $15 fee again because after I had deposited it back to $100, they pulled out the $15 making it $75 (then they replaced the $15 BUT because it had been under the $100 at any point in the cycle I was charged the fee.) While I do realize I have some fault in this for letting it dip under $100 ever, I can not believe that I got stuck in this whole cycle. I am closing out my account tomorrow for a completely free account elsewhere, but I wanted to advise anybody that is thinking about getting this checking account.