Actual numbers. I have a cruise booked for Oct. 2022. Balcony cabin. My Canadian rate is $2642, locked in. The US rate today is $2176 for that same cabin. That gives me an exchange rate of 1.213. Does that help you understand that the exchange rate has nothing to do with over all fare? I booked in Canadian and my rate is locked in. I don't have to worry about it going to 1.24 (your visa rate) or 1.28 (the rate your listing Royal at). This right here is my point, the one you don't want to understand. Booking in Canadian dollars benefits me, I can't lose.Not a matter of 'beliefs' here. I'm quoting you actual numbers. The 5% differential is a function of current volatility in FX rates. When the rates remain relatively stable, the differential will still be up to 3%. Take Celebrity's December 2023 sailings (which are a long way out) and you will see that long-term differential.
And, no, RCL updates their FX fares at least weekly. 'A few times a year' is an eternity. As an international business, you will be a sitting duck if you close your eyes to the FX rates for a few months.
Also, not sure where your getting your information from but RCL does not change their rate every week. I explained earlier that I managed to get a 10% rate for OBC for months while the rate went as high as 1.27%. They told me they only change rate a few times every year. That was 5 years ago but it still happened. All the Canadians on this cruise, in my group, took advantage of it.
ETA- I have never booked an RCL cruise where the cost of that cruise has not gone down under some promotion or other and I have saved additional money. Never.
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