DVC is a mess right now with just the 3 month closure at WDW. There are a lot of people losing points (most likely me included) that were banked previously and cannot be banked again. For some use years, there have been slight extensions to the points due to the closures (neither of my use years are one). Many, many people banked all or most of their points this year (me included - I banked over 350 points) and many have had points unborrowed from next use years when cancelling (not me, I am on banking end). They have put in place that only 50% of points can be borrowed from your next use year and that has many who are perpetual borrowers unhappy. If you go to the DVC board, you can read about the many issues.
At this point since I have no plans to visit WDW until maybe spring (I have it booked and will decide in a few months whether it will happen), I am just trying to use the last of my banked 2018 points that will expire 12/1 and banked 2019 points that expire 2/1. Those are currently on my October and January reservations with about 10 on my November reservation. The November one also has current use year points too that I cannot move right now since I booked during home resort priority booking.