After traveling to London in March I am not willing to travel internationally anytime soon. The stress of worrying about testing and not being able to return gave me a literal migraine before we left. It hung over me towards the end of the trip wondering if we’d travel. I am a worrier and it was too much for me. Plus after 2 years of avoiding Covid, DH got it.
Thanks for posting this; I may look into that AR card when my CSR renews later this year. I like having lounge access but the AR might be a cheaper way to get it. I recently did a U.S. Bank offer that was $500 because I already had one of their cards. In case anyone missed it when I opened my new acct, you can fund the new U.S. Bank checking acct with a credit card.I love it when US Bank runs a bank bonus because for anyone in their footprint it’s a great way to get a foot in the door for an Altitude Reserve! DoC has the bank bonus details here.
I think the AR is an underrated premium card. 3% on everything mobile payment! (Imho don’t buy Gift Cards, some people get by with it others get shutdown and there is NO reconsideration with US bank.) The main barrier to entry for an AR is being a US Bank client, and then 5/24ish.
Full disclosure it’s been a few years since my approval…. but fwiw… I got my AR about 6 months after my bank account. I was 6/24 which is on the high end but I used the pre-approval tool when applying- it doesn’t guarantee approval but when I called to check on it a couple days after applying the banker mentioned he saw I was pre-approved and finalized the approval on the phone- so use that tool if offered!).
They’ve been fairly generous with retention bonuses but it varies person to person and is entirely decided by a computer. I went 3 years in a row with 10k pt retention offers until this year when I decided I actually want the card and paid the AF without a bribe
Depending on how heavy you use PP it might not work out. AR PP is only 4 visits per year for the cardholder & 4 guest visits per year.
Okay, thanks for letting me know. I had not read all the details yet. That would probably be enough, but if I let the unlimited go I will end up needing it because that is my luck.
When we opened our US Bank checking account, they allowed us to fund maximum of $250 with a credit card.
Your new credit card ending in XXXX is on its way, but you can add it to your digital wallet now and start using it to pay in stores, online and in merchant apps. | ||
To add the card to your digital wallet: | ||
| ||
| ||
| ||
Once it's added, you can start using it right away. You may not be able to use your full line of credit until you verify that you've received your card in the mail. | ||
Download the Chase Mobile® app: | ||
| ||
For more information | ||
If you have any questions or believe you've received this message by mistake, please contact us. |
That article is from 2015. Are there any data points that this is still helpful?
Have you used your rewards to get the 50% boost in travel? Or used the hack to get 50% boost in cash back? And how is pricing on their portal versus others?I love it when US Bank runs a bank bonus because for anyone in their footprint it’s a great way to get a foot in the door for an Altitude Reserve! DoC has the bank bonus details here.
I think the AR is an underrated premium card. 3% on everything mobile payment! (Imho don’t buy Gift Cards, some people get by with it others get shutdown and there is NO reconsideration with US bank.) The main barrier to entry for an AR is being a US Bank client, and then 5/24ish.
Full disclosure it’s been a few years since my approval
They’ve been fairly generous with retention bonuses but it varies person to person and is entirely decided by a computer. I went 3 years in a row with 10k pt retention offers until this year when I decided I actually want the card and paid the AF without a bribe
When we bought our home, we also had no inspection contingency. We didn't think we could get it otherwise with all the competition. But that didn't prevent us from getting a professional inspection anyway. We wanted to know any issues that we needed to address moving forward. We just couldn't use the inspection as a reason to back out.
That seems to be old advice. Many have been approved recently without freezing. DoC updated his page to read -
Yeah, we’re not leaning the country until this all settles down.
I use Real Time Rewards to get 50% bonus for travel. Used the bonus to cover a Disney hotel charge booked direct with Disney back in the day and after that I used it towards rideshares and redeemed whenever I get the text. Recently I’ve used RTR at 1.5x for some airline charges made direct with airlines.
Just curious what you’re referring to as the hack for 50% cash back? Just want to make sure I’m not missing out on something. I do use PYB for dining that I would’ve purchased anyway and put that toward travel costs. Is that what you mean? Thanks
We agreed if only 1 adult tested positive they would remain & the other would return. If those negative remained confined with a positive, more likely they would get it, thus extending the trip. In UK, I found no restrictions saying if you tested + you needed to confine to hotel room, but it was still too stressful for me.
So that is how you use all your points with the RTR feature?
Yes. He told me when he started that they would run a credit check.
