wendow
We create happiness.
- Joined
- Feb 11, 2012
Maybe I’m just being dense, but how are people triple dipping on the CSR travel credit? I got the card in May 2017 (before the change so mine still resets on calendar year) & used the 2017 credit. My credit reset in mid-Dec, haven’t used the 2018 credit yet. I’ll be charged the AF again in May 2018, but my credit won’t reset again until Dec 2018. Did I just get my card at the wrong time to be able to triple dip? Or am I not understanding what people are doing?
I am rethinking, though, whether I should keep the CSR or have DW keep hers. If I PC mine after my 1-year mark in May, I can get $600 in travel credits plus a $100 global entry credit for one $450 AF plus whatever prorated AF I have to pay before I can PC. DW just got hers this month, so her travel credit is on card anniversary and will reset every Dec anyway. Also if she keeps hers she’ll only have to PC one card next Dec (she also got a CSP) instead of two. I’ll PC my CSP in March and then would have a couple months before I’d need to PC my CSR in May. I’m not sure it matters too much, but now that I’m thinking about it we’ll get a bit more “value” out of PCing my CSR since I’ll be able to double dip the $300 credit.
If I do decide to PC both my CSP & CSR, should I get a CFU & a second Freedom? I already have one Freedom (w/ DW as AU). I don’t know if I’d ever max out 5X categories on 2 cards but my only other option is the no-fee Sapphire, right?
I triple dipped BUT I did allow my CSR to go into the next calendar year. It ended up costing me $75 to get the 2018 travel credit. Yours is much further away in that you'd incur about half a years AF. It is based on when we got our cards.
We decided to PC my csr and have dh keep his CSR. I got mine in Sept 2016 and his in Mar 2017. For us, we are only going to keep one CSR. I can reapply for the CSR in Oct 2018. I may be well over 5/24 by then but at least that is closer than Apr 2019
I PC'ed both! I PC'ed my CSP to a no-fee Sapphire and my CSR to a CFU. I also am a AU on my dh's Freedom and we never max out the categories so I just went with the above. I may end up using my last spot to double dip and get my own Freedom. I just figured why give up bonuses through PC when I might be able to get those on my own?!?