We booked a few weeks ago, but don't travel until March. We haven't paid in full yet either. I always booked DCL insurance in the past, because I liked the fact that we could cancel for any reason and not lose the value of our cruise. To me, that was worth the extra $ when sailing Disney. I see that RCL offers something similar with Cruise Care. I am trying to figure out if I can add that to my existing reservation online. I will continue to look, but if somebody knows what to do, I would appreciate the help.