True, but I like that my Disney VISA points are specifically for Disney. No arguing with DH about how to spend points, they are "ear"marked! We have both Disney visa cards; we do maximum purchases (gas, groceries, restaurants) on the 2% card and the DayOne card (1%) is the card I leave on file for monthly recurring charges. Actually, almost everything goes on the 2% card unless I am juggling another branded card for incentive sign-up points.I'm glad you have something that works for you! That being said, there are a couple great 2% cards in the Wells Fargo Active Cash and Citi Double Cash that would give you twice the snacks! Something to think about.
I used to be like you, but I just leaving money on the table. We now use our Fidelity 2% Visa for most things, my Costco card for gas (4%), restaurants and travel (3%). I also try to max out my Discover 5% category every quarter. I probably average about 2.50% across all my cards so your $250 is my $625.I use my Disney Visa throughout the Year and let the points accumulate. Then When my trip rolls around I usually have about $250 that I use towards snacks in the park.