We aren't planning any DCL excursions but would like to do a beach on our own in St. Thomas or St. John. Does anyone have an opinion on going to Megan's Bay or Coki Beach. Is one much nicer than the other? Is there nudity at either beach? Is one further than the other? Is there another great beach that is better that I don't know about? Any help anyone can give me in deciding is greatly appreciated!