I like with DVC there is no parking, taxes or resort fees. I also like being able to order groceries to the room and all the discounts for AP, Visa and DVC.
I recently found out about using the Target Red card to get 5% off Disney gift cards.
Does anyone else have any suggestions for ways to cut costs on DVC trips to WDW through discounts or other tactics? (Legally of course)
Example: can we save using certain dining plans etc?
Credit card points for rental cars and airline seats. TiW card for dining discounts (including the lounges and alcohol at restaurants). Follow the threads on the Budget Board for deals on Disney GCs and other GCs (like Starbucks, Landry's, EoS, etc.).
We own a small business and all of our overhead goes on a Chase Ink. We have a Chase Sapphire Reserve for all of our recurring expenses at home. The points are very flexible in how they can be applied. I opened a Discover IT card and I max out the 5% cash back categories every quarter. Since this is my first year, I will get matching cash back on my one-year anniversary.
We often travel to Disney as a large group of adults (7 of us going in October). The TiW pays for itself after just a few meals. But you need to do the math for yourself. We visit for at least one week two times or more within a 365-day period, so we get plenty of use out of the card. We also get APs so that our park admission is covered for more than one trip.
I do online rewards programs to earn Disney GCs. Last year, I had to declare $3,000 in income on my taxes. Almost all of it went toward Disney, either dues or tickets or dining.
And if I rent out my points, like I did this year, I use the cash to purchase Disney GCs at a discount to pay the dues. I follow the Disney Gift Card Deals thread on the Budget Board to get the most bang for my bucks. I save around 20%-25% off of the face value of the GCs just by snagging the deals they post there. Not every deal saves that much but I don't settle for just 5% off.