Unfortunately, DVC has a 'Studio Problem.'
For the last several years, availability of Studios has become tighter and tighter. If you look at the threads that talk about 'Booking Trends' (do a search), Studios ALWAYS book out first. Followed by 2 Bedrooms and then 1 Bedrooms. This is especially bad in the Food and Wine Festival period and December (September - December) but it is getting worse at other times. Generally, the Studios that require lower points (such as Standard Views) book out first, followed by the other Studios. Beach Club, Boardwalk Villas, Bay Lake Tower, Grand Floridian and Grand Californian are all especially bad, and all their studios are pretty much ALWAYS booked out during the 'Home Resort 7 to 11 month Window.' I recently tried to book Bay Lake Tower for next October, and I had to try for several mornings in a row, right at 8 AM before I finally got it. I wanted Standard View Studio at BLT and they literally were booking out every morning in 5 seconds, at the beginning of the 11 month window. Animal Kingdom, Polynesian, SSR and OKW will usually have some studios after the studios are gone at other resorts. I don't have any personal experience at Boulder Ridge and Copper Creek, but I think they are somewhere in the middle. But, even so, you won't get studios, most of the time, during Food and Wine (except at your home resort), and also within 3 - 4 months.
Unfortunately, the DVC Sales people don't seem to have received the message, and they always IMPLY that at 7 months, any member can get any reservation they want. But it doesn't work if there aren't any reservations left.
Why is there this booking problem for Studios? Here are some potential reasons:
1. An imbalance in the point cost, where Studios are priced much better than 1 bedrooms, so Studios go first. Apparently, Disney thinks 1-bedrooms should be MUCH more popular, because they have a Kitchen and Laundry, but in actuality, DVC users do NOT value 1-Bedrooms as being 'worth it' so they are usually the last to go. Disney could fix this, but they would have to raise the price on Studios, and lower the price, to compensate, on 1-Bedrooms, but they want Studios to look very cheap on the
point charts, because it helps their sales.
2. Aulani. Most people who own Aulani, live the mainland U.S. Plane fare to Orlando is almost always cheaper from EVERYWHERE in the continental U.S. compared to plane fare to Hawaii. So, many of those Aulani owners rarely go to Aulani, and they try to grab up Studios everywhere else, at the 7 month window.
3. Polynesian Bungalows. 1/4th of all the points sold at Polynesian are in the Bungalows. There are 300 Studios, and only 24 or so Bungalows. Studios might cost around 25 points per night. Bungalows are somewhere around 125 points per night. People who own bungalows at Polynesian (which could include me, for all that I know) are almost always trying to get a Studio, either at Poly or somewhere else, rather than a Bungalow.
4. Point Rentals/Points Brokers? Points Brokers have made it very easy for people to Rent out excess points. So, in the past, where many points went unused, and eventually expired (which freed up inventory for everyone else), nowadays many people with points they can't use just rent them out, or go through Point Rental agencies. The owners get cash. And the points get used up, so the inventory isn't available for other owners. Far and away, most of the people who rent points from Brokers are looking for Studios.
There may be other reasons for this problem. I will let other people chime in with their opinions. But, the point is, whereas DVC used to have a lot of flexibility, there is now very little flexibility, and it is much much harder to plan an impromptu vacation, or a vacation on shorter notice than about 6 or 7 months.
Some people feel that Disney should raise the Point Cost for Studios, slightly, and lower the point cost for 1-Bedrooms. But, like I said, Disney likes to get a 'favorable' comparison of the points in Studios to the cost for a standard rental of similar hotel rooms, so they can sell DVC easier. Some people feel that Disney should just build a LOT more Studios in the future, but Disney does not make as much money selling Studios, because they cost less points. So this is unlikely to happen. Some people feel that, if Disney will just stop making resorts like Polynesian, where they have such ultra expensive rooms (like Bungalows), then the problem will eventually fix itself. And many people feel that Disney should DEFINITELY avoid making even more "off-site" resorts, like Aulani.
Try for the Waitlist at SSR or somewhere similar. If you need 5 days, put in 1 request for 3 days and then a second request for 2 days, to run sequentially. If they come through, you can ask Member Services to hook them together, and you are more likely to 'hit' on a shorter number of days than if you list your whole vacation at once.
You might contact David's or one of the other rental agencies, and try to rent out your points, then take the cash and schedule a regular hotel room at Disney World.
If you are within 4 months of the end of your Use Year, then the Rule of 4 applies, but if the end of your Use Year is more than 4 months away, then you can use your points, through the 'Disney Collection' to trade into French Quarter, Caribbean Beach or Coronado Springs.
I hope this helps you, some.