We've only used our points for the resorts/Aulani before and wondering about other options for using the points. I know Disney Cruise and Adventures by Disney are options. So if we use banked points that expire 11/30/20 to book either of those, does the travel have to be complete by 11/30/20 (similar to using them at the resorts?) And for RCI, we can use the points for 2 years (even past the expiration date of the points)? Any other options? Thanks in advance!