Certainly youre not equating property damage to personal injury lawsuits. As someone else mentioned, if the AAA can afford this kind of coverage, certainly The Walt Disney Company can. It also seems like opening locked cars is way down on the list of potential problems that Disney Legal worries about. This really does strike me a low level budget cut, one of a hundred trims for some division to make up it mandate savings. And these days around the property, if it doesnt sell plush its in danger of being cut. Disneys Legal isnt a slouch department by the way. They can put up a good case in court. One of Disneys biggest deterrence is the threat of unleashing the Mouse Lawyers against poor old Johnny Plantiff.
And isnt a waiver already printed on the parking ticket to begin with? Of all the liabilities just with the parking lot, the cost of an occasional broken window is so trivial that I doubt anyone keeps track of that as a separate line item. There have to be hundreds of more cases concerning dings, fender benders and theft. I doubt a court would find Disney more liable because someone was trying to open a door than a case where someone claimed a Disney employee directed them into the back of the Yugo they hit.