Nope, you'd need to know me though... the "club" idea as it is bandied about here I find hilarious. It's a Disney marketing ploy that I guess appeals to people who want to be a part of what they paint as "exclusive". Look at me, I'm special!
Moonlight Magic is an additional benefit of a timeshare that I bought in 2005 solely for future accommodations. Didn't even consider that I was buying anything else, didn't think about resale value, etc. Disney's marketing strategy has worked to my benefit... certainly not part of my plan. As an old f*rt, I loved the Downtown Disney location and wanted SSR... that was what they were selling so I bought it. Hard to believe, but it was years and years before Disney made any distinction between direct and resale... so frankly, the thought really never crossed my mind. I will say, however, that I thought that if price per point ever got over $100, people would stop buying... just goes to show what I know! LOL
I see what you're saying there. I'm in the same shape. Loving knowing that I have the benefits of the club, but I have no desire to flash my tote bag or learn the secret handshake. I just want to go to Disney, stay in nice accommodations, and save a few hundred a year on APs and dining and merchandise discounts.