Hello, if anyone could kindly confirm that the Future Cruise Credit rules are essentially unchanged? In particular; it's still 20% off for 7 days or longer, 10% off for 3,4,5-day cruises? You CAN book special rates (OGT etc.), but not concierge? Current Covid booking policy (cancel for Covid - or be denied boarding - and receive no penalty) are in place for all current new bookings? TIA!