I am really torn as to booking our next trip end of jan--we have an aug UY and usually have to borrow some points for each trip--weve only had our DVC since 16 so this would be our 5th stay
we have 82 our of our 100 points--in order to do this next trip I would need to borrow 23 points (my original plan was to book poly our home resort-and then change to a lesser point resort at 7 months) I finally got how this would all work and now we got this virus hanging over us--
since we have a fairly low amount of points Im just afraid if I dont do something right Ill lose points
espically with borrowing points
if I would borrow points and then either end up cancelling the trip since we dont feel comfortable or disney cancels what happens to the 23 points
or should I just book 5 nights in which case I only need to borrow 3 points so if the trip gets cancelled since I borrowed those points I couldnt bank then is that correct-and then at the 7 month mark either add the night at poly or see if I can switch to a lower point resort
we do like trying out the other resorts--
I hope this makes some sense
please help
thanks all
we have 82 our of our 100 points--in order to do this next trip I would need to borrow 23 points (my original plan was to book poly our home resort-and then change to a lesser point resort at 7 months) I finally got how this would all work and now we got this virus hanging over us--
since we have a fairly low amount of points Im just afraid if I dont do something right Ill lose points
espically with borrowing points
if I would borrow points and then either end up cancelling the trip since we dont feel comfortable or disney cancels what happens to the 23 points
or should I just book 5 nights in which case I only need to borrow 3 points so if the trip gets cancelled since I borrowed those points I couldnt bank then is that correct-and then at the 7 month mark either add the night at poly or see if I can switch to a lower point resort
we do like trying out the other resorts--
I hope this makes some sense
please help
thanks all