As much as I love my check card....I wouldn't fully rely on it for one simple reason....machines go down and then what? I had a very close call last year, another man at my bank reported his card stolen and the bank cancelled the card, but they didn't cancel his card, they cancelled my husband's because they had the same name and lastname. We found out when the card was declined in a local store and called the bank, the customer service rep told me nicely that I had a "stolen" card!! imagine my surprise, they figured it out the next day but I was 6 days away from going to WDW and I had to wait until they sent us a new one!! We got another one 4 days later but what would have happened if we were in WDW by then? we would have been in real trouble then!! what we do is take half of it in travellers checks , take some cash and the rest in the bank, we pay with travellers checks upon check in so we can charge to the room and keep the rest with us.