Gentry2004
DIS Veteran
- Joined
- May 23, 2017
As I am about to book travel insurance for my cruise in a couple of months, I decided to call to clarify what is/is not covered regarding Coronavirus. The short answer with the company I called is medical is covered but trip cancellation/interupption is not.
Here's the crazy part, the guy was telling me that denied cruise boarding due to illness (any illness, not just COVID-19) is NOT covered because I've already left my state of residence and therefore my trip has already started.
WHAT? Is this guy an idiot or is this true?
If I'm not going to be covered in a denied boarding situation, then I may as well just book the trip medical insurance which is way cheaper. And PS I booked with this company last time so I guess I wasn't covered then either?
Can anyone explain this or help me with this? I don't need "cancel for any reason" and we don't have any pre-existing conditions. I just want medical coverage on my trip and I want trip reimbursement if my trip is cancelled or interrupted for illlness/injury. Seems simple enough, right?
Here's the crazy part, the guy was telling me that denied cruise boarding due to illness (any illness, not just COVID-19) is NOT covered because I've already left my state of residence and therefore my trip has already started.
WHAT? Is this guy an idiot or is this true?
If I'm not going to be covered in a denied boarding situation, then I may as well just book the trip medical insurance which is way cheaper. And PS I booked with this company last time so I guess I wasn't covered then either?
Can anyone explain this or help me with this? I don't need "cancel for any reason" and we don't have any pre-existing conditions. I just want medical coverage on my trip and I want trip reimbursement if my trip is cancelled or interrupted for illlness/injury. Seems simple enough, right?