We’re considering the major 2 week cruise from Sydney to Honolulu in 2025 (only a year and a half away). We’ve never done a cruise before, but some friends (who love Disney cruises but have never been to the parks) have invited us to join them.
We want to put a deposit down on a verandah stateroom now, to lock in the room and price. But a lot can happen between now and then, and we’ll both be around 70 for the cruise. So trip insurance is a given, preferably with “cancel for any reason”. I realize the deposit is refundable up until a few months before the cruise, so that’s not the problem. The problem is that insurance for the rest of trip is necessary, and we’re nowhere close to buying plane tickets. They‘ll likely cost as much as the cruise, since for a trans-pacific flight, we’ll at a minimum take business class.
But third party trip insurance requires signing up within two weeks of making the first deposit. It feels wrong to pay what would be over $1K for trip insurance now, when we’re not even close to needing it.
Does anyone know how this would work? Could we get trip insurance for the rest of the trip later on, and just buy Disney’s insurance for the cruise? (I haven’t looked into that beyond seeing that it exists.). Any other info or suggestions?
Many thanks
We want to put a deposit down on a verandah stateroom now, to lock in the room and price. But a lot can happen between now and then, and we’ll both be around 70 for the cruise. So trip insurance is a given, preferably with “cancel for any reason”. I realize the deposit is refundable up until a few months before the cruise, so that’s not the problem. The problem is that insurance for the rest of trip is necessary, and we’re nowhere close to buying plane tickets. They‘ll likely cost as much as the cruise, since for a trans-pacific flight, we’ll at a minimum take business class.
But third party trip insurance requires signing up within two weeks of making the first deposit. It feels wrong to pay what would be over $1K for trip insurance now, when we’re not even close to needing it.
Does anyone know how this would work? Could we get trip insurance for the rest of the trip later on, and just buy Disney’s insurance for the cruise? (I haven’t looked into that beyond seeing that it exists.). Any other info or suggestions?
Many thanks